Ontario auto insurance change

Anyone actually made changes to their premium of their auto insurance by deleting some coverage that no longer mandatory?

Wondering what items I can safely take out without risking too much?

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u/curiousbear12345 — 9 days ago

Insurance claim

Got scratch while parking in a hotel garage where a sharp metal sticking out from the ceiling scratched the top of the car leaving a 3 inch scratch while I was backing into the spot.

Reported to the hotel and they said they have filed an incident report but refused to share it. I doubted that they had any details of the accident (eg they didn’t ask me about the parking spot number)

I believe it’s negligence from the hotel as there shouldn’t be any low hanging metal at the parking spot.

Question: should I report to my insurance and they will contact the hotel ? Will it affect my insurance?

Damage is about $500

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u/curiousbear12345 — 9 days ago

TSFA withdrawal

It looks like Wealthsimple only shows Contributions but it doesn’t subtract the withdrawal from the screen. Would it be better to show both?

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u/curiousbear12345 — 21 days ago

Roaming in 120 destinations

I have the 40GB nationwide and US data plan that has reached 40 GB but I also have ‘Roam beyond Data’ which I have used 21/50 GB. I am currently travelling and roaming in Asia. ( part of 120 destinations) . My question is whether I still have 29 GB roaming (in Asia) even though my 40GB has been used up. My billing cycle has 9 days left.

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u/curiousbear12345 — 3 months ago