u/danievdl

This free calculator shows exactly how many units (kWh) your rands buy on Eskom prepaid and in Johannesburg, Cape Town, Tshwane, eThekwini and Ekurhuleni, using the official 2026/27 tariffs with VAT included. It knows the things your receipt does not explain, the monthly price blocks that make later purchases more expensive, the R241.50 City Power takes out of Joburg purchases every month, and Cape Town's daily service charge. You get a receipt-style breakdown of where every rand went, what a repeat purchase this month would deliver, and what your typical monthly usage costs. It also tells you about the free basic electricity that millions of registered households never claim. Not on a listed tariff? Type the rate off your own receipt and it still works.

A car costs you far more than the instalment, and the biggest expense is usually the value it quietly loses in your driveway. This calculator adds up the true cost of owning a car in South Africa, depreciation, finance interest, fuel, insurance, servicing and licensing, and turns it into a real rand a month and rand a kilometre. It treats finance the honest way, counting the interest and not the whole instalment, so it never double counts the car, and it warns you when your resale is likely to fall below the balloon you still have to settle.

Work out the medical scheme fees tax credit SARS owes you for being on a medical aid, plus the extra credit for big medical bills or a disability. Many people never claim the extra one.

See where your child sits on the World Health Organization growth charts, the same standards behind South Africa's Road to Health book. For children from birth to 5 years.

Choosing prepaid mobile data in South Africa is harder than it should be, because every network bundles data, validity and bonus gigs differently. This free tool does the maths for you. Tell it how much data you use in a month and it ranks the cheapest deal across Vodacom, MTN, Cell C, Telkom and the MVNOs Melon, AirMobile, Capitec Connect, FNB Connect and Nedbank Connect, in real time.

Which shop has a pensioner special, and on which day?

How much do you need to retire in South Africa, and are you on track? This calculator works it out honestly, in today's money, after tax, and with the fees that quietly eat your savings shown in plain sight. No sign up, no salesperson, just your own numbers.

Search for your condition, or browse common conditions by body system, and find out whether it is a Prescribed Minimum Benefit or one of the 26 Chronic Disease List conditions, and exactly what your medical scheme must pay for by law. Every scheme has to cover these in full, on every plan, paid from the risk pool and not your savings. There is also a checklist to spot when a scheme is short-changing you, and the steps to complain to the Council for Medical Schemes.

Heading to OR Tambo? Working out whether it is cheaper to take the Gautrain, to drive and pay for long stay parking, or just to grab an Uber, is harder than it should be, because the answer flips with how many of you are travelling and how long you will be away. The train and an Uber are priced differently to driving and parking. Put in your trip and this tool does the full sum all three ways, then tells you which one wins and by how much.

Most people do not realise the interest on their savings is taxed. This calculator applies the SARS interest exemption (R23,800 under 65, R34,500 from age 65) and your own tax rate to show the real return you keep after tax, the balance you can hold before any tax is due, and how it compounds over time.

Debit Order Dispute Helper

Money came off your account and you did not want it to? The right move is very different for a fraudulent debit you never agreed to, a subscription you want to stop, and a charge that is simply the wrong amount, and getting it wrong can cost you. Answer three quick questions and this tool gives you the exact steps, how to reverse it inside the new 60-day window, how to cancel it the right way instead of just reversing a debt you owe, how DebiCheck is different, and how to escalate to the National Financial Ombud for free if your bank will not help.

Compare South African Bank Fees

Every bank charges a fixed monthly fee plus a fee for almost everything else, so the cheapest bank genuinely depends on how you bank. Set your monthly habits, the cash you draw and deposit, your debit orders and your payments, and this tool ranks all seven main banks (Capitec, FNB, Absa, Nedbank, Standard Bank, TymeBank and Bank Zero) on what each would actually cost you.

Not sure which SASSA grant you can get, or whether you earn too much to qualify? Answer a few simple questions and this free tool tells you which grant fits your situation, whether you are likely to qualify, what it pays, and exactly what to bring when you apply. It covers the Older Person's, Disability, Child Support, Foster Child, Care Dependency and Grant-in-Aid grants, plus the R370 SRD grant. Everything stays on your phone, and it never asks for your ID number.

SA Cash Investment Rate Comparison

​

Compare interest rates across South Africa’s major banks and institutions, covering call accounts, notice deposits, fixed deposits from 7 days to 60 months, plus money market unit trusts. Enter your investment amount and instantly see who pays the most, how much you’ll earn per year, and which products you qualify for based on minimum deposits. Rates updated monthly from official bank sources.

Semigration is moving somewhere better inside South Africa rather than packing for overseas, and more families do it every year, chasing a town that is safer, better run, or simply easier to live in. The hard part is that no single place wins on everything, the best run towns are often the priciest, and the prettiest coastlines can be short on jobs and water. This free tool ranks real semigration towns against the priorities you choose, governance, cost, jobs, healthcare, schools, water and climate, then shows the evidence behind every ranking instead of handing you a verdict.

Long Weekend Leave Planner

​

Want the most time off for the fewest leave days? South Africa has a handful of public holidays that sit just one or two working days from a weekend, and bridging them turns an ordinary weekend into a long break. This planner ranks the smartest leave plays for 2026 and 2027, shows exactly which days to book and how many days off you end up with, and lets you send each plan straight to your calendar.

This tool for parents of young children.

​

The clinic card lists vaccines by age, like “6 weeks”, “6 months” and “18 months”, which is fine until you are trying to remember what is actually due and when. So this tool does the maths for you. You enter your child’s date of birth and it turns the official South African schedule into real calendar dates, every clinic visit from birth to twelve years, the vaccines given on each day, and which visit is coming up next.

Compare Medical Aid Plans

​

Rank 61 medical aid plans from 10 SA schemes (Discovery, Bonitas, Momentum, Bestmed, Fedhealth, Medihelp, Medshield, Profmed, Genesis and GEMS) against your actual household profile. Four short steps and you get a best-fit recommendation with three alternatives, full reasoning, real 2026 contribution prices, no broker handoff. Every existing comparator on the market hides the numbers behind a phone-number form. This one does not.

Who's who in South African politics ahead of the 4 November 2026 local government elections: the main parties, their leaders and where they stand.

Every long weekend I get the same question at home, what is this drive going to cost in tolls. The calculators I found either spit out one vague lump sum or only do a normal car, so I built one that adds up every single toll gate on your real route.

Stuff it does that I couldn't find elsewhere:

breaks it down gate by gate, not just one total

all four vehicle classes, so it works if you're towing, in a bus or driving a truck, not just a car

where there's a genuine toll free alternative (like the Du Toitskloof Pass instead of the Huguenot Tunnel) it tells you honestly whether the detour actually saves money once you count the extra petrol and time. Usually it doesn't, and it says so instead of pretending

covers N1, N2, N3, N4 and N17, including the on/off ramp tolls most tools skip

you can do part of a route or a single gate, not just full city to city

Free, no signup, rates are the official 2026 SANRAL, TRAC and Bakwena fees.