u/doctor-squared

Got the VIP. I know they are opening for Breaking Benjamin, but we will be in Tampa that weekend so wanted to see them. Looking forward to meeting the band.

I am the proud owner of a 2012 Orange Crush Wrangler Sport, manual transmission. Purchased brand new, still going strong. The velcro on the right side of the soft top for holding the window in place is no good. I would prefer to not pay for a new soft top, any advice on how to best replace the soft top velcro?

I am in chapter 3 of the mad king and the rings-everytime I go to my village nothing happens. I want to get the ultimate techniques! And I have conquered the main hero class, and want to start doing some other classes but keep my skills.

Since joining this group, I have noted several differences in UK vs. USA car culture. One big difference is the number of diesel engines in use in UK vs. USA. Diesel is not popular here (USA) for passenger cars for a number of reasons - it is more expensive, less gas or petrol stations sell it. I spoke to my wife, an engineer, and she said that the fuel standards and tax here make it more expensive than petrol. However diesel engines are very durable, and the MPG is better than petrol. In fact, in 2016 GM produced a manual transmission diesel hatchback car, the Chevrolet Cruze, that exceeded 50 mpg. Didn't sell very well. In the UK, any hits to your air quality because of the extensive use of diesel engines? I wonder (again) if the USA should reconsider its use of diesel.

Hit 1 million in cash/bonds/brokerage/retirement accounts today.

In August of 2017 I was a fairly new attending at a civil service physician job - I came from an academic setting, and academia is one of the few places that pays less than the civil service, so for me it was a pay raise. My wife and I had 40k in savings and retirement, 2 little kids, and I had over 600k in student loans (pharmacy school and out of state med school). We also had one car paid for (my 2012 Wrangler 2 door) and one auto loan on a Kia Soul. We rented a nice home in a decent middle class neighborhood, and started to get (more) serious about our finances. We paid ourselves first. I started the Kakeibo method to track expenses. Using Kakeibo, I quickly realized that little things such as buying gas at the local warehouse club for the year vs pricey Exxon down the street would be equivalent to a month of free gas for both of our cars. We started purchasing all gas at the warehouse club. After doing the Kakeibo method for a few months, we also realized we weren't using many of our streaming services, and cancelled nearly all of them, as well as Amazon Prime.

I set up an appointment via phone with Cory Fawcett, who advised me to start backdoor Roth IRA's for both me and my wife. A lot of paperwork, but we got it done. Because we started paying ourselves first on one salary early in my career, maxing out the retirement, and the kiddos 529 (up to the tax deductible amount in our state), as our income grew larger over the years, the burden became less. We were not constantly playing catch up.

In 2023 my student loans were discharged tax free (at this point they were $696,301.39). This after years of careful paperwork, speaking with my student loan advisor, submitting (and sometimes resubmitting) paperwork to my employer and the loan servicer. What was not discharged was paid for by my employer (also lots of paperwork). We purchased our first home. Of Dahle's 14 milestones, 6 were achieved in 2023, after years of careful planning. But we were still able to enjoy life along the way. In 2023 with all kiddos in school, my wife also went back to work.

In 2025 (June) we became millionaires between cash and hard assets (property, cars, jewelry).

In March of this year we purchased our first new car with cash (milestone 7). Today, we passed the 1 million mark in cash/bonds/brokerage/retirement. We have no debt except our mortgage, which we are paying off early. We are in our mid-40's, with 3 kiddos. And I still have my Jeep :-).

If we can do the above on a civil servant outpatient primary care salary in just under 9 years, anyone can. So take heart, those of you just starting out! And take heart, those of you who are just now tackling your finances. There is a light at the end of the tunnel.

I have 8 characters - Pius, Stia,Fen, Macy, Vitor, Kelsus, Alexia, and main character (black mage). Level 15. This guy is killing me! How can I grind and get the money I need for armor and good weapons? I want to beat the wealth, then move to power chapters. Thanks!