u/dogralad

I received an SMS, seemingly from RTO Jammu, informing me that my car had been challaned. I clicked the link to pay the fine, and it immediately downloaded an APK file masquerading as the mParivahan app.

Within seconds, my notification bar was flooded with OTPs from virtually every app on my phone. Thankfully, with the help of a subordinate, I quickly realized that my phone had been compromised and immediately deleted the APK. The OTP barrage stopped.

Two days later, however, while I was in a meeting, I received two debit alerts showing that nearly ₹30,000 had been siphoned from my J&K Bank account. I immediately got my account blocked and reported the incident to the National Cyber Helpline (1930).

The complaint was promptly registered and assigned to the concerned Investigating Officer. The Cyber Police in Jammu acted with remarkable speed, traced the money trail, and had the funds frozen by placing them under lien.

Within five days, the amount reappeared in my account as a shadow balance, and about a week later, the entire amount was fully restored.

A heartfelt salute to the Jammu Cyber Police for their professionalism, efficiency, and swift action