▲ 2 r/TeslaInsurance+1 crossposts

Tesla rental coverage over 30 days due to their delays?

Hello - I was involved in an accident on 5/6/26 (not at fault) and initially decided to go through the other party's insurance (AAA) to repair my vehicle (2022 Tesla Model 3). I'm in California, if that makes a difference.

5/29: Dropped off vehicle at the Tesla Collision Center for teardown/estimates. Also picked up my first rental vehicle direct from Tesla.

6/8: Received the repair estimate of $17.5k. I conveyed this to AAA and was told this was over the third party's policy limits of $15k. At this point, I decided to go through my insurance (Tesla) for repairs.

6/11: Tesla Collision provided Tesla Insurance with an updated repair estimate ($13k).

6/12: Returned Tesla rental since I was leaving for a vacation.

6/24: Returned from my vacation and picked up another rental from Enterprise.

6/29: I found out (after nonstop calling bc no updates in 2 weeks) that this was denied and another estimate (without the Tesla discount) was submitted on 6/19, which I believe is currently under review.

6/30: They told me my vehicle was under potential total loss review.

7/6: Followed up with my adjuster and she has no additional updates. My rental coverage will end on 7/8 and she said she can extend it to 7/10 because the daily rate for my current vehicle is under the $45/day so I have a little buffer.

I'm honestly at a loss on what to do at this point. They won't give me a clear decision on whether they plan to repair or total my car and I'm running up on my rental coverage. One insurance agent I spoke with at Tesla said there are no exceptions to the rental coverage and then another was very apologetic and said they sometimes make exceptions if Tesla is causing the delays--which is my situation here. Tesla Collision and Tesla Insurance are not able to come to a consensus, and I'm stuck in the middle without my vehicle.

Is there any way legally I can get Tesla to cover a rental until I either get my vehicle back or they make a determination on totaling my car? Or anyway I can get the third party's insurance to cover it? Complain to CA Dept of Insurance? Tesla Insurance has been a real PITA to get a hold of and I'm so frustrated by this whole situation, especially since I'm not at fault for this accident. The Tesla Collision Center guy has been great in keeping in the loop--basically to say that there are no updates, so I don't fault him here.

Any advice would be super helpful. Thanks!

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u/guccigurl18 — 16 hours ago

Will they total or repair my car?

Hi all! I posted a couple weeks ago asking how much a repair might be and if they’d total it. I got the estimate back and it’s $17k total for parts and labor. My KBB car value (2022 Model 3 standard, $32k miles, 1 prior accident) is between $20-22k.

I was initially planning on going through third party insurance since I was not at fault for the accident but their policy limit only pays out a maximum of $15k. So now I’m going through my insurance (Tesla) for this claim.

What is the likelihood that Tesla chooses to total my car vs repair? I’m in California if that makes a difference. Lowkey I want them to total it so I can get the new model Y.

u/guccigurl18 — 1 month ago

6.5m post op: unsure how I feel.

Hi all - I’m 6.5m post op from a primary preservation septorhinoplasty with nasal valve collapse repair and turbinate reduction. I still have lots of swelling in the tip of my nose and the sides of the tip into the mid-vault area (med/thick skin).

Something I’m unhappy with is where my radix currently sits. I feel like it’s lower than I’d like and in a front view it sort of looks like the bridge of my nose starts near the inner corner of my eyes rather than the midpoint of my pupils. That plus the tip swelling makes me feel like the bridge looks a bit more scooped/curved than I want. When I brought it up to my surgeon at the 3 month mark he said it was probably just a perception thing since my tip is still fairly swollen. He also said that I can expect the tip to drop 1-2 degrees - not sure how to visualize that change and what impact it would have on my overall result. I’ve done several rounds of steroid injections which I think is helping but obviously it still needs time. But I’m worried that the radix part is permanent. On a front view, I feel like I lack definition and I think because of the preservation technique it was just brought down instead of straightened out.

Is there anything I can do (short of a revision) to fix this? Filler to add a bit of volume to that area? I honestly don’t hate my nose but since I paid a lot of money for it I want to be happy about it.

Does anyone have any suggestions on how to best bring it up with my surgeon? He’s a really nice person and has been super great throughout this whole process so I really want to trust the process and rhinoplasty timeline - but it’s also just really hard when I know I’m not fully happy with the result yet.

u/guccigurl18 — 1 month ago

Potential cost to fix or total loss? 100% not at fault

Last week I was hit and sustained the damage shown in the pictures. The entire passenger side is scraped, passenger mirror, and the front side bumper (including camera) is damaged to where I cannot fully open the front passenger door.
Any ideas what the cost to repair might be? Or does this look like a total loss. I have Tesla Insurance and based on the dashcam footage provided, my adjuster told me the other party is 100% liable. It’s a 2022 model 3 SR model, 31k miles, and already has one accident on it (rear ended at slowish speed, not at-fault, and repair was $8k). I think the car is probably worth $22-23k but not sure.
Is this likely to be a repair or loss? I’m just really annoyed I have to deal with this 🫠

u/guccigurl18 — 2 months ago

Hello! I (28F) have been seeing a guy (33M) for the past 2.5-3 months (since early Feb) and things have been going well. We’d been doing weekly dates up (8 so far) until mid April when he went on a weeklong international trip and I haven’t seen him since. He came back last Sunday and we have a date scheduled for this Sunday.

Around date 6 (after we’d already been intimate) I told him I wasn’t seeing anyone else and asked if he was and said he wasn’t either, so I took it to mean we were exclusive.

We text everyday but not all day—he works in healthcare and I’m sure his schedule is unpredictable. After the first few dates he would always tell me that he’s really enjoying getting to know me, etc but noticed this sort of stopped after we had sex. But his texts are still engaged, he asks me questions, initiates conversations, etc. I don’t know if it’s just that things are stabilizing and if he thinks things are more secure now?

Since he left on his trip, I feel like our texting has slowed down a bit. Initially I attributed it to the 12 hr time difference but since he got back it’s been slow too. I can’t tell if he’s lost interest or if it’s a loss in momentum since we haven’t seen each other in three weeks. I feel myself getting anxious and constantly checking my phone to see if he’s responded. I would love more clarity in how he’s feeling about things between us and if he sees things progressing to a relationship (aka bf/gf) because that’s what I want. Is bringing it up on Sunday a bad idea or should I wait? I also want to suggest maybe spending more time together (ex. a lazy Saturday) instead of just dinner dates. I also don’t want to scare him off or come off as intense but I’m trying to date intentionally and find my life partner and just want clarity at this stage.

Any advice or perspectives would be great. TIA!

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u/guccigurl18 — 2 months ago

Hi all! I’m going to a wedding this summer in Europe and there are 3 events—Mehendi, Nikkah, and reception. I’m Indian-American so I’m good to go on the Mehendi and reception outfits, but I’m not Muslim so I’m not sure what to wear for the Nikkah. The Nikkah dress code mentioned “traditional, elegant, modest” but I’m not sure what level of modesty is required or appropriate for this occasion. Are full sleeves required? I definitely won’t be showing midriff and won’t wear a lehenga, but potentially considering a sari? Or would a sharara be better? Are any colors off limits?

For the mehendi and reception, I have sparkly and colorful lehengas or saris I can wear but they aren’t “modest”. The dress code only said glamour, colorful, party wear so I think I’m okay there.

Any advice on what to wear and what to avoid?

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u/guccigurl18 — 2 months ago