u/ififallforwards

I’m 27, I have no savings (as in £0), and I cannot stop myself spending.

I put money aside for specific things, but halfway through the month I take the money out of the savings to spend it.

I am determined to tackle this so have opened a savings account where I don’t have the app on my phone, so I can’t easily access them.

My issue isn’t budgetary (I can cover all of my essential expenditure every month with about £800 left after that), my issue is literally that I just cannot rein in my spending. It’s all extras, crap I don’t need and money I don’t really need to be spending.

How do I break this habit? Aside from the savings, I’m also directing £150 a month to discretionary spending. Thats all I have so I need to choose if I want to make it last or blow it all in one day.

Please please, how can I stop my spending?

I feel like it’s rare, so here we go!

13 years ago my dad was diagnosed with an AAA in his stomach. It’s been monitored for years and last year hit 5.3cm, so he was told to prepare for surgery.

Less than a month ago it hit 5.5cm. He was immediately worked up for surgery and had a stent fitted yesterday to repair it. Less than a month to surgery is seriously impressive and it’s removed a huge burden from all of our shoulders. It can’t be overstated how horrible it is to be living with what is essentially a ticking time bomb. His care has been exceptional and is deserving of so much praise and recognition

I’ve tried three times now to sign up to the free trial of the Strava premium in order to route build. Fully intend to keep the subscription going as I’ll do it yearly and I’m training for a half marathon.

I subscribe, it goes onto my iCloud, then when I try to press the route builder it tells me to sign up again. It’s actually infuriating! Any idea how I can fix it? I’m logged in with my Apple account