▲ 0 r/fican

BMO stopped sending credit card statement alerts?

Anyone else got this issue or is it just me? Every month (the first week) I usually got sent "your credit card statement is ready" to remind me to pay the bills but this time I didn't get one and I'm PISSED!

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u/ihearditsabird — 6 days ago

what is waterloo hoco like

I'm a Mac student but curious what hoco at water is like as it's the same day (today). Like is it fun do yall have street parties and house parties and shit or nah

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u/ihearditsabird — 26 days ago
▲ 6 r/bell

Does Bell give a list of phone numbers that you called or called you on the monthly cell phone bill?

Sorry if this is a dumb question, please don't judge. I have no idea how this works, as my parents pay for my mobile bill, but I'm wondering if the monthly bill has a call log detailing the exact phone numbers of who I called/texted or who called/texted me. I need to call 988 but I'm worried my parents will find out as they think mental health is a Western myth, etc. and if they find out I called them I'll probably be disowned. So I hope that number doesn't show up in the history or on the bill. Thank you :)

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u/ihearditsabird — 1 month ago

Are summer courses watered-down compared to the normal year?

I took a course this summer (wrote the final exam a few days ago) and ngl, I feel like I didn't learn anything lol. The course just felt so watered down, and the prof only touched on like 5 topics. Meanwhile I found the course outline from winter and there's like 9 or 10 topics. Overall if I had taken it in the normal school year it seems like I would've learned a whole lot more. How common is this?

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u/ihearditsabird — 2 months ago

MATH 2FM3 with Traian Pirvu

Hi I'll be taking MATH 2FM3 as an elective this fall and I'm wondering what it's like. How easy it is, what the tests are like, etc. Thanks :)

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u/ihearditsabird — 2 months ago

Am I cooked in the job market if I don't get into UofT or UBC for my MA

Canadian econ undergrad here (domestic student), going into third-year and I've decided I wanna do a master's in econ. My grades are overall pretty good but not amazing. 3.7/4.0 cGPA, A+ in intermediate macro I and II, and intermediate micro I and II. Unfortunately my math grades are pretty mixed. Got A's in calc I and II but did kinda bad in linear algebra and intro to probability theory. I still have to take calc III, econometrics, advanced micro, and advanced macro.

Anyways, I'm just preparing for the worst that I won't get into UofT or UBC for my MA, but I'm confident I'll get into schools like UOttawa, Queen's, McMaster, etc.

My goal is to work in the private sector. Preferably as an economist/economic analyst, but I know those roles are limited, so I'll also seek roles in: market research, data analytics, pricing/cost analysis, etc.

Anyways, I heard many firms can be picky if you didn't do your econ MA at UofT or UBC. So am I cooked or nah?

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u/ihearditsabird — 2 months ago

Do you think master's degrees are becoming devalued?

This is a bit of a random post but I'm going into my third-year undergrad, and I'm 99% sure I'll do a master's in my field. I don't want to get too specific (for doxxing purposes) but my university has begun offering something where if you get a certain average (e.g. B+) in your last two years in the program then you're automatically admitted into that master's program. You don't need letters of recommendation or statement of intent or anything like that.

Usually to get into a master's it is a bit of a hustle, in that you have to contact professors, get them to write a letter of recommendation, and also submit your transcript, and statement of intent. Now with what my uni is doing for some programs it honestly seems any Tom, Dick, and Harry and their grandmas can get into a master's provided they just have a B+. Excuse me for my arrogance.

Anyways, I also see stories of people who were just average students in undergrad doing a master's, both in Canada and the US. This makes me think that universities have simply just loosened their requirements over the years (like my university) and/or there are now just an insane number of master's programs available. Just wanna know your thoughts.

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u/ihearditsabird — 2 months ago

TA cold email

I'm going into my third year. How likely is it that I'd be accepted if I email my department and gently ask for a TA position for an introductory course (it's not posted on Mosaic, so I have to cold-email)? I'm a good boy, with a 10.6/12 GPA (mostly A's, a few B's, and a couple of C's).

I 12'd all those courses I'll be requesting to TA, and 2/3 of the profs know me well and I went to their office hours and we vibed a lot. I'm also a good boy.

Thx

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u/ihearditsabird — 2 months ago

If you were in your mid-20s and moved out of your parents' place, would you buy or rent?

Hey so I'm a 19 yo guy (from the GTA if that helps) going into third-year uni and I'm just planning my future a bit. I'll likely be graduating uni debt-free, and even if I did a master's degree (one year) that may also be with very little if no debt.

So then I'll be 22 when I finish my master's degree, and I already plan to live with my parents rent-free until I'm at least 25/26, so I can save up money for a downpayment. Anyways, when I do move out, would it be wiser to rent a condo or buy a condo? Personally I'd like to get a place in downtown Toronto but not sure if it would be better to rent or buy. Not sure how common it is for people to own a condo. Or if people just rent and then save for a townhouse or home.

Thx

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u/ihearditsabird — 3 months ago

Why do some people not do a co-op program?

So maybe I'm dumb and don't fully understand it but doesn't being in a co-op program = higher chance of getting an internship? Anyways I'm going into third-year and I kinda regret not enrolling in co-op as it seems like my friends and acquaintances in co-op seem to have an easier time getting internships and all compared to those not in co-op. So if co-op exists why doesn't everyone do it?

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u/ihearditsabird — 3 months ago

Not sure if I have ADHD or just a stupid time manager

I know it seems like every second uni student thinks they have ADHD lol and sometimes people use it as an excuse but hear me out. If it helps, I'm going into my third year, and I'd say my major is objectively neither difficult nor easy.

Basically, I'd say I was an above-average (but not outstanding) student in high school. Pretty much only studied the night or two nights before a test, and my grades were always in the high 80s/low 90s. So yeah, a decent student but nothing exceptional or anything.

Anyways, when I got to Mac, idk what happened to me but something clicked inside me and I just became an absolute tryhard. I wanted those 11's and 12's so bad. I actually went too far in that I completely ignored making friends and socializing (later regretted it) and I finished first year with a GPA in the high 10s. HOWEVER, I later realized I'm quite dumb. Because I know several people who had a higher GPA than me, in tougher programs and they still socialized and partied etc. So basically, I gave double the input, achieved the same output if you know what I mean. In other words I'm quite inefficient compared to most people here.

Then the summer break came, and I took a course and...well...idk what was wrong with me but I just completely ignored it. Showed up to all the lectures but just didn't study. And boom I got a D-. GPA dropped tremendously. Pretty sure I was burned out, I literally can't bring myself to work during the summer.

Then second year came. I kid you not I 12'd all but two courses this year (not to brag btw). However, I realized I'm kinda a stupid time manager. On paper it seems like I got my life together but for most of the courses I procrastinated until 2-3 days before each midterm and final exam. Unless I had a midterm that week I'd only study like less than an hour a day. I attended every single lecture but wouldn't focus or understand a single thing and then I'd relearn the content after, but only 2-3 days before each midterm. In addition I feel like I had several close calls and got lucky with my profs putting only the questions I actually practiced on the midterms. I feel like I don't deserve my GPA.

Then....this summer break came. I took a course in the Spring semester just now. And I got a C. I was so demotivated and procrastinated watching every lecture it's like I have a summer course curse going on in my life lol. So on my transcript you'll see a streak of A's and some B's in the Fall/Winter semesters, and then a D- in the first summer break and a C in the second summer break.

In addition I'm taking an online bird course right now and even though I'm doing well...I didn't start studying for my midterm (which I just wrote) until like 6pm last night and stayed up until 7am today.

Other info: 1) I have bookmarked news articles/papers from 2-3 years ago that I still haven't read. 2) For some books I read, it takes me like 8-12 months to complete reading them even if I find the material very interesting. 3) I have a bit of anxiety and ruminate over past events in my life, think what I could've done or how I could've prevented it, and it prevents me from studying or moving ahead and accomplishing tasks I want to accomplish.

So yeah I think I may have ADHD. Or maybe I don't and I'm just a shitty time manager. Don't know how I'll get a master's degree as you have to work 10-12 hours a day for that and I don't think I have the discipline for that lol. Anyways do y'all think I should get tested for ADHD or am I just dumb.

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u/ihearditsabird — 3 months ago

Summer course ruined my transcript

I finished second year with like an 11.0/12 GPA and had A+ or A in all but one course...then I took a course in May/June and got a C. Still pissed about it and not sure what's wrong with me rip

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u/ihearditsabird — 3 months ago