(England) 26 weeks pregnant SAHM going from joint to single claim. How to survive?
I (23F) currently have a joint universal credit claim with my boyfriend (24M) of 6 years. We have a 3yo together and I am 26 weeks pregnant. We privately rent and get housing element. My only income is child benefit but i am also a part time openuni student so i get just a tuition loan from student finance.
Unfortunately my boyfriend has just informed me he no longer loves me so he will be leaving at some point soon. I have a vague understanding that if i want to stay in our house (both of us named on the tenancy) it will become an untidy tenancy at which point i will be at the mercy of the landlord and estate agent if they let me stay but it seems like either way i am going to end up in arrears.
Is there any way to get through this without destroying my financial history? Our bills are due at the start of the month and from what i understand he isn’t allowed to help me out if we go from joint to a single claim plus he will need his wage to find somewhere new to move to so i’m not sure what i do? I have absolutely no savings and i can’t return to work because of the pregnancy and my son has only just started the 15 hours at nursery