u/jinxeko

Hi everyone,

I've been trying to buy a 16-inch MacBook Pro with the M5 Max, 128GB unified memory, and 2TB SSD, but I haven't had much luck finding vendors in Sri Lanka.

I've already checked with a few sellers, but none of them seem to have it in stock or are able to order it.

Does anyone here know a trusted vendor or someone who can source this specific configuration?

If you've purchased a high-spec MacBook recently or know someone who can help, I'd really appreciate any recommendations.

Thanks in advance!

Hi everyone,

I recently got offered a pre approved personal loan of Rs. 3 million with an annual interest rate of 13.75%, repayable up to 3 years.

I’m wondering whether it makes sense to take this loan and invest it somewhere instead of just ignoring the offer. Has anyone here done something similar in Sri Lanka?

A few questions I’d like opinions on:

1. Would it be realistic to find an investment that can beat 13.75% per year after taxes, fees, and risk?

2. What kind of investment options would even make sense for this kind of situation?

3.Is this too risky considering it’s borrowed money?

4. Are there any hidden costs or things I should check before even considering it, like processing fees, early settlement charges, insurance, or penalties?

I’m not planning to rush into anything. Just trying to understand whether this is a smart opportunity or a bad idea waiting to happen.

Appreciate any advice, especially from people with experience in loans, investing, or personal finance in Sri Lanka.