Is it time to seperate?
I am a single mother and have recently started a new job making more money. My sister (also a single mom) and I have been living together splitting expenses on and off for the past few years. I’m sick of renting and want to give my son a more stable home. I also want a place of my own and no longer want to have a roommate. I qualify for the VA loan, and am in between a few options. I also want to add due to some differences in parenting preferences I no longer want to live with my sister. It’s more about the interactions I have with her children, the way they speak to adults, how they treat the home they live in (cleanliness). I also have a problem with the unlimited screen time they have because it makes it harder for me to regulate my sons (5m) own screen time. My sister rather leave the cleaning up to us the adults rather then have the children help with chores. I believe they are old enough 13m, 11f, 10f to help. And have been trying to implement chores with my son. We’ve talked about these differences to no end but no real change has happened so I think it’s time to separate but I don’t think I want to completely. One because I want to continue to have that support system, but also I don’t think my sister could afford any more then a one bedroom apartment on her own.
Purchasing a duplex so my sister and I can split the mortgage, live separately but continue to help each other. I would essentially act as her landlord as with her credit I would not be able to put her on the loan.
Purchasing a multi family home where I live in one unit, my sister lives in another, and renting out the remaining one or two units to strangers for “passive income”
Purchasing a single family home for my son and I, and living apart from my sister all together.