Car flood insurance Ontario.
My car had rusted brake lines that leaked. It's not covered by a recall. I went to a repair shop to ask for a general estimate I was told $1500
I had the car towed on Monday June 29 to the repair shops parking lot. On July 1, we had rain flooding areas of the city. The repair shop were closed on July 1 and 2.
I called on Friday July 3 to ask about the flooding, she said the water didn't touch the underside of the cars. They will work on my car on Monday July 6.
Saturday evening I went to the repair shop to look at my car. It was no longer in the parking lot. I could see through the garage door window that it was now inside their garage with the car doors open and with 2 fans blowing.
I suspect they will not tell me my car got wet inside during the flood. I don't know the damage to the interior of my car, should I still report it to the insurance company?
I don't want to spend $1500 for repairs only to have the car have electrical failures later.
vmr canada.com says my car is worth wholesale $4125 and resale $6075. Which amount does the insurance company pay out?