Hey everyone,

My UAE residence visa was unfortunately revoked two days ago (July 13th) while I am currently outside of the country. I have significant financial obligations tied up across multiple banks, and I am incredibly stressed about how to manage them remotely before things start getting blocked.

Here is my current situation:

• Credit Cards: I have cards with FAB, CBD, Mashreq, ADCB, RAKBANK, and Emirates NBD (ENBD). Multiple cards have active monthly installment plans (EPPs/smart payment plans) running on them.
• Current Accounts: I hold active current accounts with Mbank (Al Maryah), Mashreq, RAKBANK, and Ruya Bank.

Since I cannot walk into a branch to sort this out, I would really appreciate some realistic insights on a few urgent questions:

1. Installment Acceleration: Will these six banks automatically cancel my monthly installment plans and demand the entire remaining balance as a lump sum on my next statement because of the visa revocation?
2. Account Freezing Timeline: How fast do digital/community banks like Mbank and Ruya flag a visa change or block outgoing transfers? What about legacy accounts like Mashreq and RAK? Should I prioritize moving my liquid cash out of my current accounts immediately?
3. Paying Debt from Abroad: If the apps get blocked due to expired KYC/Emirates ID status, can I reliably settle these cards via international wire transfers using the specific credit card IBANs? Do these banks cooperate with non-residents to set up a restructured monthly payment plan?

I have absolutely no intention of ghosting the banks; I want to clear every single Dirham I owe. I am just terrified of a sudden total block before I can organize the repayments from abroad.

Has anyone gone through this specific situation with any of these banks? Any advice on who to email or contact first would be a lifesaver. Thanks in advance.

Hey everyone,

I am feeling completely defeated and need some real-world advice from people who have been through this.

Two years ago, doctors told me my severe upper belly pain was my gallbladder, so they surgically removed it. The pain never stopped. I have been suffering from this same old pain for two solid years. Both of the endoscopy reports below were taken after my surgery, showing what the bile is doing to my stomach.

My pain has a very specific pattern: whenever my stomach gets completely empty, it just hurts. If I don't eat something right away, the pain gets harder and harder and spreads up into my chest. The moment I eat something (like a banana), the pain goes off completely.

Because of this, it wakes me up in the middle of the night, every single night. I have to wake up, drink water, eat 1-2 bananas to coat my stomach, and only then can I fall back asleep.

I just got my endoscopy reports. Here is the exact text from both of them (both post-surgery):

REPORT 1 (Post-Gallbladder Surgery)

• Date: 11/11/2023
• Esophagus: Normal mucosa of upper and middle 3rd of esophagus. Lax LES. No varices seen.
• Stomach: Moderate erosive gastritis seen in whole body and antrum. No fundal pathology noted. Biopsies taken for H Pylori.
• Duodenum: Normal
• Recommendation: PPI and Prokinetic

REPORT 2 (More Recent - Also Post-Surgery)

• Date: 23/05/2025
• Age: 27 Years
• Esophagus: Normal
• Stomach: Mild diffuse erythema with bile stained gastric juice.
• Duodenum: D1 and D2 Normal
• Biopsy: Nil
• IMPRESSION: Mild biliary gastritis

I tried making homemade high-potency L. reuteri probiotic yogurt to fix my gut, but it's so sour and acidic that it feels like it's irritating my raw stomach lining even more after 6 days.

For those who lost their gallbladder and ended up with bile reflux gastritis where the empty pain builds up and radiates to the chest: How do I fix this? Do I need bile binders (like Cholestyramine) or prokinetics to keep this fluid moving down? How do I stop waking up at night?

Please look at my data and guide me. I really appreciate any support or advice you can give. Thank you.