u/kissmydonkey

I have a first time mortgage renewal set for Nov 1. Been looking forward as I locked in 3 years ago at higher rates.

We’re starting to look to upgrade to a larger house but not sure will be able to do so at/near renewal.

We will very likely be moving within the next 12 months. We’re currently with TD (although i see their rates aren’t the best currently).

I don’t want to pay a large mortgage penalty when would blend/port mortgage. (Whatever the right term is)

Which bank offers the best services to port/transfer mortgage to a larger mortgage within the term with least amount of fees?

What should I be looking out for when signing my renewal.

Thanks