Need help figuring out a HYSA for when I leave to college.
I currently have money sitting in a local bank which I’ll keep for my checking account, but would like to move most my money to a high yield savings account for when I leave. Any body have recommendations? I found some high apy ones that sound good, but I’ve heard that’s not all you would want. I need some advice. Thank you!
Here are some I was looking at.
Bread Savings 3.95% APY
$100 minimum to open
&0 minimum to earn APY
$0 monthly fee
EverBank Performance Savings 3.90% APY
$0 minimum to open
$0 minimum to earn APY
$0 monthly fee
Main catch, Advertised rate is for new accounts and is variable
Western Alliance High-Yield Savings Premier 3.80% APY
$500 minimum to open
$0.01 minimum to earn APY
$0 monthly fee
Main catch, Transfers can take longer
Openbank High Yield Savings 3.80% APY
$500 minimum to open
$500 minimum to earn APY
$0 monthly fee
Main catch, $500 opening requirement
CIT Platinum Savings 3.75% APY
$100 minimum to open
$5,000 minimum to earn 3.75% APY
$0 monthly fee
Main catch, Balances under $5,000 earn only 0.25% APY