u/lolmyan36

I work as a contract employee, and my CTC is below ₹3 LPA, so I don’t file an ITR and there’s no TDS deducted from my salary.
I’m currently applying for a PNB credit card through Kiwi. They’re asking me to submit either Form 16 or the latest ITR acknowledgement/intimation and said salary slips won’t be accepted.
I joined my current employer in March 2026, so I don’t have a Form 16 yet either.
What can I do in this situation? Can I voluntarily file an ITR even though my income is below the taxable limit and use it for the credit-card application? Or is there any other way around this requirement?

The card is fyf and without joinin bonus
So can i use the card for 22 months and cancel before 2nd year and pay 0 fees?
Main reason for taking this card is for the free intl lounge access.
I’m planning a intl trip by the end of the next year

So i have got 6-7 calls from icici saying i am eligible for card upgrade.
In the second call he said i am gonna receive sapphiro credit card without any joining fees and first year free.
So i said ok. But he didn’t proceed with it. As i didn’t receive any confirmation mail or text.
The last 2 times they said it is paid card
I straight out said no.
Still they are sending me the card.
How can i make it without joining and 1st year free??

I have a hdfc salary account.
I got a pre approved offer with money back+
I was assisted by a bank representative
Yet hdfc rejected me..
I already have 3 credit card with an score of 763
One slice credit card
Icici amazon pay
Icici coral

Current Cibil: 755

Age: 22

Monthly Income: 25k

Monthly Expenses:
rent 8k
Food 3-4k
Supplements 3k

Preferences for Credit Card Features: need a good rewarding credit card for online spends and shopping

Reward Preference (Cashback or Reward Points): cashbacm

Other Special Needs: amazon pay and coral shared limit 80k, slice is my daily driver with a limit of 16k

I want a credit card for cash back or rewards on online shopping and swiggy abd zomato
Should i go for phonepay sbi?

So its my birthday next month. I wanna gift myself Jordans with my first month salary. I always wanted to get one but im pretty new in tge sneakers game
I liked this one but dont know whether this colour or model is worth the price or not. Kindly help me

So its my birthday next month. I wanna gift myself Jordans with my first month salary. I always wanted to get one but im pretty new in tge sneakers game
I liked this one but dont know whether this colour or model is worth the price or not. Kindly help me

So I have activated the Swiggy Instamart spark offer and made payment through slice credit card instead of slice app and lost my cashback. I tried to contact the customer service, but they said I have to do it through slice credit card, UPI and not credit card. I don’t get it.

So I got Amazon Pay ICICI credit card last month with the limit 80,000. today, I payed my Credit Card bill and when I checked the app, it showed me that I am preapproved to ICICI Coral as LTF. I approved it and got accepted in a second. Now the doubt is did I get extra 80k limit with this or do i have to share the limit with ICICI Amazon pay.?

So i have got a call from yes bank that i have pre approved offer on yes bank pop upi credit card with a tentative limit of 1.3L

I can also get slice credit card its been 6 months, i have crossed the waiting list

Age - 21

Credit score 750+

Salary - 25k

Currently i have amazon pay icici credit card i got it last month with 80k limit

I use it for my shopping and tickets

I want a upi credit card for my daily expenses and cashback

Spending- groceries and food mostly

What should i choose? Slice or pop upi?