Need advice regarding Amazon Pay ICICI Credit Card approval.
I currently have:
- CIBIL score around 776
- Novio Credilio Secured Credit Card
- Slice card with ₹65k limit
- Recently approved RBL card with ₹45k limit
- Using Amazon Pay Later for 6 months
- Amazon Pay Later limit increased from ₹2k to ₹10k recently
- I use Amazon Now almost daily
I also got the Amazon Pay ICICI card banner in the Amazon app saying “Complete your application”.
I have heard that ICICI generally prefers users with 1 year+ credit history, and my credit history is over 1 year with no late payments or settlements.
However, I also had a few recent inquiries as well
Do you guys think I should apply for the Amazon Pay ICICI card right now or wait a few months for inquiries to age?
Would appreciate honest suggestions from people who got approved/rejected with similar profiles.