Married in December 2025. I’ve always had an HSA, spouse opted into FSA this year. Did not know these two were not okay to have at the same time. What now?
Just found out within the last thirty minutes that you are not supposed to have both if you are legally married. We just got married back in December and had NO idea, and we’ve kept all of our insurance stuff separate so didn’t even know to look into this. I just now stopped my disbursements for the year but I’ve contributed $2,400 already into my HSA. My husband has contributed $1,200 to his FSA. Where do we go from here?