u/miayakuza

I am finally maxing all of my retirement accounts but I need a taxable brokerage account (and cash) once I retire (at 56) to bridge me to 59.5. I can find no guidance on how to invest in taxable brokerage when your 401k is already doing the heavy lifting.

Is there some type of rule or methodology that dictates which types of etfs to invest in for which type of account?

In my 401k I have limited choices so I am in S&P 500, Sm cap, Mid cap and Intl. No bonds until I retire. This account has more than doubled in the last 2.5 years thanks to the bull market so I'm good here.

I am mostly in SCHD for HSA and Roth as a diversification layer but I hear that you are supposed to invest in growth stocks in these accounts since they get touched last and compound tax free.

Do I just copy the winning formula of my 401k for my taxable brokerage since I am trying to grow this account? I have $37k in there now but always viewed this account as "play money". Made a few good stock investments (and a few losers) which is driving the balance.

Would love to hear how my fellow lean fire family structure your accounts within your portfolio. Much thanks!

I am trying to decide between a Boox, Supernote, or Kindle Scribe.

The main capability I need is to convert my handwritten notes to text and upload that text to my Google Drive at work so that Claude has access to my work notes.

I have read that the newer versions of Kindle Scribe do connect with Google Drive. I just want to make sure that I would be able to upload text from my Kindle which is linked to my personal email and my google drive account at work which is linked to my work email.

If this is possible I would love to know. Thanks!

Just a rant. These posts that say I hit $1M at age 30 and feel nothing or I hit my number and still don't feel it is enough are pretty irritating to those of us that are playing catch up. I don't feel that these people will ever have enough.

I (51F) just hit $500k and I am happy and proud of myself even though I am behind. To give you an idea of how hard I am trying to catch up, I hit $400k in late October. I am contributing $6k per month, sometimes more into my savings and investment accounts, and hope to have $1M by age 55 as long as the market doesn't tank.

Last year at this time all my money went to paying off my high interest Heloc and car. I paid off $210k in debt in total. Now I finally get to build wealth and every contribution gets me a little further to my goal of $1M.

Watching it build feels so good and I am pretty damn proud of myself. My mortgage is pretty manageable even though I am in a HCOL and I finally have no other debts. $1M should get me to FIRE and if it doesn't, I am ok with working a few more years.

Anybody else in leanfire happy with their progress even though they are behind?

Anybody know if the knock off accessories sold on Amazon fit the Flow 2? I am particularly interested in the dust bin bag since that isn't in the accessories bundle that came with the pre-order. TIA.