u/mkg88umt

Hi. Have a ques on this 3% additional charge when we pay using scapia zero forex card in foreign apps like grab while in malaysia.

Is there any other, better option among indian cards to avoid this?​

Hi. Same as title. Short on time. Staying near Menara KL in klcc. Seems like zoo and genting island awana Skycab base in same direction.

Is it practical to visit both and decently enjoy both on a sunday? Been to penang hill and Lgk skybridge, so genting is more of an experience trip due to the cable car (but grab + skycab is expensive).

As zoo is priority (kid would love that), have to take genting in 2nd half only. What say?

Hi all.​ Wanted to check from those who used DCB cards for complimentary lounge access at domestic terminals in ML.

Mine was accepted at Penang plaza premium lounge but concierge couldn't tell if usd32 or free. They dont have it like how we have in India lounges.

Johor airport for legoland visit also has plaza premium lounge but again, not sure if its gonna cost me usd 32! I have checked with hdfc but no help. Diners app also lists the lounge but with usd32.

If anyone used it, pls let me know. Or any other way around it?

Hi all.​ Wanted to check from those who used DCB cards for complimentary lounge access at domestic terminals in ML.

Mine was accepted at Penang plaza premium lounge but concierge couldn't tell if usd32 or free. They dont have it like how we have in India lounges.

Johor airport for legoland visit also has plaza premium lounge but again, not sure if its gonna cost me usd 32! I have checked with hdfc but no help. Diners app also lists the lounge but with usd32.

If anyone used it, pls let me know. Or any other way around it?

Hi, As a tourist, trying to set up TnGo wallet and account. Already in penang and visa swipe is smooth except some low amount and cash only transactions.

Seeing these harsh terms and conditions. See image. Are these right and i must abide? Or am i looking at something wrong.

03 Fees and Charges

Most of our key services are free, but some services require you to pay a small fee/charge:

ServiceFee & ChargesAdd money via Malaysian credit card1% of the amount addedAdd money via non-Malaysian credit/debit cardUp to 2.6% of the amount addedTNG eWallet Reload PIN (convert balance from Non-Transferable Balance to Transferable Balance)1% from the converted balance amountOverseas transaction1% conversion feeDormant accountRM2.50 will be charged for every 365-day period of inactivity

Hi all. Indian resident here. Looking for your guidance on booking advanced tickets for 3 for Penang attractions. falling on monday/tues. Also suggest any that can be skipped. or not.​

Starting in LGK and gng to KL afterwards. Please pour in your suggestions.​

Hi all. Indian resident here. Looking for your guidance on booking advanced tickets for 3 for following attractions. They fall on weekends. Also suggest any that can be skipped. or not.

Langkawi attractions (skycab + skybridge), mangrove tour, Penang hill, and KL Petronas twin tower deck, museum, Petrosains, zoo negara.

Please pour in your suggestions. Starting on 19^(th) in lgk and 27^(th) in KL.

Hi all. Seeking inputs on MYR carry and cash vs card/scan/online scene for travelers in MY. I have scapia for all forex swipes and online. What do you suggest. Is card and online good for 90%+ payments or is it 50 50.

We are 3 and will be in MY for 10nights. Lgk, penang, KL, johor. Stays, domestic flights are booked. Major costs will be food, experiences, cabs, souvenirs and such. Thanks.

Hi all. Seeking inputs on MYR carry and cash vs card/scan/online scene for travelers in MY. I have scapia for all forex swipes and online. What do you suggest. Is card and online good for 90%+ payments or is it 50 50.

We are 3 and will be in MY for 10nights. Lgk, penang, KL, johor. Stays, domestic flights are booked. Major costs will be food, experiences, cabs, souvenirs and such. Thanks.

Rejection reason - SI spends MCC ineligible

Hi all. not a CC discussion. for platinum debit cards, there is a DOM lounge access benefit basis on 10K spends in previous qtr. Just this month got to know from HDFC, my DC based standing instructions for credit card payments fall under MCC 6012 and DO NOT qualify for spend criteria. Surprisingly, i received the voucher SMS for my other platinum debit card on same SI transactions.
See attached.
Anyone faced this issue in this quarter?

(urgent due to port case)

Hi. I have a 3-yr running star comprehensive for 2+1 floater. Adults under 39. No condition, no claims. Want opinion on which insurer, which extra covers.

I came across care, lombard, niva bupa as major options all around 16-17-18k. There is ergo at a premium. Which one is the right call - pure play like care/bupa or conglomerate/ fin house insurers like tata and icici.

I am considering with consumables, any room, 1 yr plan, 10l. Whats your take on must-have covers. TIA