u/peerteek

Most side hustle lists assume you already know how to code, design, or write professionally. None of these require a portfolio or specialized training, which is the real problem most people are trying to solve when they search for side hustles.

Found money apps (no skill, set it up once): Settlemate links class action settlements to the accounts and purchases you've connected, no skill required, you just answer the intake questions and it surfaces claims you qualify for plus handles the filing flow for most of them. Sub is $35 a year and recovered $230 in 2026 so far from two settlements. Leading with this because per-claim payouts tend to be $50 to $200 and the effort to use it is basically zero after setup.

Local services (no skill, just willingness): Rover for dog walking and pet sitting if you like animals. No experience required, pay ranges $15 to $25 per walk and $40 to $80 per overnight depending on your area. Care.com for babysitting and basic elder companionship. Background check takes a few days to clear but the demand is real.

Selling stuff you already own: Etsy for digital templates, planner pages, printables. You don't have to design from scratch, you can sell simple PDFs you made for yourself. eBay and Facebook Marketplace for physical stuff cluttering your home. Mercari and Poshmark for clothes.

Low-effort earning: Mistplay rewards you for playing mobile games you'd probably play anyway, $20 to $40 a month if you engage with the games it recommends. FreeCash for completing small offers, surveys, and game tasks, $50 million+ paid out since 2020.

Realistic monthly stacked: $100 to $400 depending on which you do consistently. Money recovery is the highest ROI because the effort is closest to zero, selling stuff is the fastest cash if you've got things sitting around.

I have to ask, are people still buying from standard US peptide websites for their skincare? I use GHK-Cu and just recently switched to the grey market after a friend recommended a group to me where there are way cheaper sources than what I am used to.

I literally went from paying $700 for 10 vials down to $60 for the exact same amount. How are these domestic sites allowed to mark things up that much? Are the US sites actually safer to buy from, or is it just pure profit? I guess I’m trying to get a 2nd opinion because I thought $700 for a kit was normal for so long.

My AC company has been offering me a maintenance plan for a while now and I keep passing on it mostly out of inertia, it's something like $20 a month and supposedly includes an annual tune-up and some kind of inspection, but I've never really sat down and figured out if there's actual value there or if it's mostly a way to get a tech in the door to sell you something

I do basic stuff myself, change the filter every couple months, keep the outdoor unit clear, rinse the fins off once a year, I'm not totally hands off about it but I also don't really know what a professional tune-up gets you beyond what I'm already doing.

Has anyone actually looked closely at what's included in these plans and found them worth it, or is the consensus that a competent homeowner can skip them without much risk to the system

Most folding electric bike content online is focused on the purchase decision and not on long term ownership. I am trying to think about this differently and figure out what actually determines whether one of these bikes holds up over five plus years of daily commuting.

My main concerns are motor longevity, battery degradation timeline, availability of replacement parts, and whether the company will still exist and support the product in a few years. I have seen a few ebike brands come and go already for something meant to be the best ebike for commuting long term, those questions matter more than specs.

Does anyone with a couple of years of experience on an electric commuter bike have thoughts on what actually matters for long term reliability?

been doing more transcription work as part of ear training and ive realized i have no idea how accurate my work is.

i can sit with a recording for an hour, walk away confident i nailed the changes, then have my teacher point out the inner voice on a ii-V-I or a secondary dominant i missed.

when youre studying on your own and cant always afford teacher time, whats your verification step? sit with the recording another hour? something else?

Going through the early stages of planning an exit for my brokerage and it's been more involved than expected. Putting this down in case it helps someone else here thinking about it.

Step 1, get a real valuation done. Not your own estimate, an actual professional read on what a buyer would pay and why. For freight brokerages the multiples vary a lot based on how sticky your customer relationships are, how systemized your carrier network is, and how much of the volume is tied to specific people versus the company itself.

Step 2, identify and close the gaps between where you are and what a buyer wants to see. Usually means reducing owner involvement in key accounts, documenting carrier relationships and rate structures, and getting three years of clean auditable financials.

Step 3, build a management layer that runs the brokerage without you present. A freight business where the owner is still the main rainmaker loses value the moment the owner announces they're leaving.

Step 4, find a broker or M&A advisor with actual logistics experience, not just generic SMB deal experience. The industry knowledge changes how they position you to buyers.

Step 5, manage due diligence. It takes longer than you expect, it's more invasive than you expect, and anything not organized in advance will slow the deal.

Was spending close to 40 minutes a week just tracking who owed what and deciding whether to send another reminder or quietly absorb the job. Some invoices I just let go because following up felt like more trouble than the amount.

Moved to software built specifically for the field service workflow rather than generic accounting and within the first month had two payments come in on jobs I'd mentally written off. That alone covered the cost of the software for the year. The estimating side was what I signed up for. The invoicing automation turned out to be what I use most.

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What kind of bottlenecks exist if you’re trying to run NinjaTrader without native Windows hardware? I know NT is Windows-only, but I’m a die-hard Mac person and refuse to let a Windows machine into my house. As far as I can tell, the options seem to be parallels or some kind of remote VPS setup. I do not care if my charts are pretty, but I DO care very much about reliability of execution and latency. I don’t want to have random freezes mid-session.

I'm curious how people here manage multiple VPS servers in their daily workflow.

For example when you need to:

• connect via SSH

• transfer files

• deploy updates

• check logs

• run quick commands

Do you mostly rely on things like:

• SSH config / aliases

• tmux sessions

• tools like Termius or MobaXterm

• custom scripts

• something else?

Interested to see how different people organize their setup when managing several servers.