Benefit Plan Configuration to include in OE
I am configuring a Benefit Plan in WD. This plan is a spending account, but functions like how we have our Medical and Dental plans set up in the sense that Employees can select their plan, get a deduction from their paycheck depending on the tier of the plan, and are not contributing a monthly election like what they would do with an HSA.
This plan currently has 4 tiers and is eligible to employees and employees+dependent. For each tier I am planning to create a separate Benefit Plan. Tier 1 is free of charge for employees so we want all employees to be enrolled in this. If they choose Tier 1, the 3 other Tiers should be waived. However, Tier 1 also has an employee+dependent option. Would I use auto-enroll in this case? This doesn’t seem like it makes sense since that takes away the option for them to select employee+dependent or select the other tiers if they want additional coverage.
Has anyone encountered this and what is the best way to set this up?