FX Fee still??

Neo is supposed to be different from the banks, but they still charge 2.5% for international purchases?

All I’ll say is that wealthsimple doesnt have an FX fee…

(Even US 0% FX fee would be nice or a lowering to whatever Neo can do ex: down to 0.5%)

Who's with me?!

reddit.com
u/serious_discussion5 — 10 days ago
▲ 3 r/LinusTechTips+1 crossposts

These school Chromebooks cost US$272

My school uses these Chromebooks for all students (That don't bring their own device).

Is it a reasonable price and what is a better option or enterprise if not?

u/serious_discussion5 — 15 days ago

YOU have a friend that Self Harms

The problem

Over the last few months I've had many different friends open up to me about Self Harm, and it made me realize how common of an issue it is (For boys and girls). According to Bright Path, 17% of all US teens aged 14-18 engaged in self harm at one point.

I'll be going through from my experience, the best way to be there for someone and react if a friend opens up to you about self harm, all from my own point of view.

I've spend around 2 hours putting my thoughts together for this post.

What is Self Harm?

Based on what I've seen, self harm is usually a coping skill for dealing with complex emotions. This includes feelings of isolation, failure to meet expectations, feeling unreal (de-realization), stress, etc... This doesn't mean self harm is okay, it means they need support.

Often times it will start small and gradually become more severe over time and that can make it more dangerous.

How does someone usually open up about Self Harm to you?

Having someone open up to you about self harm is an achievement. It shows that they feel close to you, they trust you and they believe you are wise enough to potentially give advice. People that self harm often feel intense guilt around it, therefore they may never open up about it.

Usually you'll be in a deep conversation alone in a private area and then something related to the subject will come up. Before telling you it's common for them to ask you to pinky promise that you'll keep it a secret. My response is that I'm not going to go to tell anyone without their knowledge and I would only tell someone if it was truly like life or death. While they are telling you, it's common for them to tear up and become emotional.

What should you do when someone tells you they self harm?

Due to how common this has been for me I've mentally made a general plan for going through it:

1. Don't promise secrecy if they are at real risk: You shouldn't promise secrecy for situations where you believe they are at serious risk. It's important to note that in my experience, no-one was in immediate risk of dying

2. Listen: They should know they're not alone, let them speak.

3. Understand and Comfort: Offer a hug, physically be there. Understand their perspective judgement free.

4. Encourage them to talk to seek help: Them talking to their trusted parent is an awesome first step if they are open to it. If the friend wants more experience talking about it first there are usually hotlines for specific countries to talk about this with a professional.

5. Don't shut down: They're still the same person, this doesn't change who they are.

6. Set your own boundaries: Don't be afraid to respectfully set boundaries. For example they may ask you before they talk about it. My personal boundary is that I don't want descriptions of graphic content or blood as it makes me uncomfortable.

My final message

Don't worry about having a perfect reaction or thinking you need to fix them, focus on being present and comforting, they may just want someone to talk to.

If anyone has any recommendations to edit this post, Feel free to lmk!

reddit.com
u/serious_discussion5 — 20 days ago

YOU have a friend that self harms. Here's what to know

The problem

Over the last few months I've had many different friends open up to me about Self Harm, and it made me realize how common of an issue it is (For boys and girls). According to Bright Path, 17% of all US teens aged 14-18 engaged in self harm at one point.

I'll be going through from my experience, the best way to be there for someone and react if a friend opens up to you about self harm, all from my own point of view.

I've spend around 2 hours putting my thoughts together for this post.

What is Self Harm?

Based on what I've seen, self harm is usually a coping skill for dealing with complex emotions. This includes feelings of isolation, failure to meet expectations, feeling unreal (de-realization), stress, etc... This doesn't mean self harm is okay, it means they need support.

Often times it will start small and gradually become more severe over time and that can make it more dangerous.

How does someone usually open up about Self Harm to you?

Having someone open up to you about self harm is an achievement. It shows that they feel close to you, they trust you and they believe you are wise enough to potentially give advice. People that self harm often feel intense guilt around it, therefore they may never open up about it.

Usually you'll be in a deep conversation alone in a private area and then something related to the subject will come up. Before telling you it's common for them to ask you to pinky promise that you'll keep it a secret. My response is that I'm not going to go to tell anyone without their knowledge and I would only tell someone if it was truly like life or death. While they are telling you, it's common for them to tear up and become emotional.

What should you do when someone tells you they self harm?

Due to how common this has been for me I've mentally made a general plan for going through it:

1. Don't promise secrecy if they are at real risk: You shouldn't promise secrecy for situations where you believe they are at serious risk. It's important to note that in my experience, no-one was in immediate risk of dying

2. Listen: They should know they're not alone, let them speak.

3. Understand and Comfort: Offer a hug, physically be there. Understand their perspective judgement free.

4. Encourage them to talk to seek help: Them talking to their trusted parent is an awesome first step if they are open to it. If the friend wants more experience talking about it first there are usually hotlines for specific countries to talk about this with a professional.

5. Don't shut down: They're still the same person, this doesn't change who they are.

6. Set your own boundaries: Don't be afraid to respectfully set boundaries. For example they may ask you before they talk about it. My personal boundary is that I don't want descriptions of graphic content or blood as it makes me uncomfortable.

My final message

Don't worry about having a perfect reaction or thinking you need to fix them, focus on being present and comforting, they may just want someone to talk to.

If anyone reading this is personally struggling with it or has any recommendations to edit this post, Feel free to DM me!

reddit.com
u/serious_discussion5 — 1 month ago