u/theres1nlyone

SideHustle suggestions

Hey everyone,

Looking for genuine side hustle suggestions in India. I already work long hours in IT, so I can only spare a little time daily.

Not interested in scams, MLMs, paid courses, or anything where I need to invest money upfront.

Just hoping to earn some extra income honestly. Would really appreciate practical suggestions from people with real experience 🙏

reddit.com
u/theres1nlyone — 1 day ago

SideHustle suggestions and help.

Hey everyone,

Looking for genuine side hustle suggestions in India. I already work long hours in IT, so I can only spare a little time daily.

Not interested in scams, MLMs, paid courses, or anything where I need to invest money upfront.

Just hoping to earn some extra income honestly. Would really appreciate practical suggestions from people with real experience 🙏

reddit.com
u/theres1nlyone — 1 day ago

Genuine side hustle suggestions.

Hey everyone,

I genuinely need some advice regarding side hustles in India.

I already work a full-time IT job and my schedule is pretty hectic (12+ hours most days including some weekends), so realistically I can only give around 1–2 hours a day max.

I’m not looking for “get rich quick” stuff or anything where I need to invest/pay someone upfront. I specifically want to avoid scams, MLMs, fake courses, trading gurus, etc.

Just looking for honest and practical ways to earn a little extra income online/offline that actually work in India for someone with limited free time.

Would really appreciate genuine suggestions from people who are actually doing something similar.

Thanks a lot 🙏

reddit.com
u/theres1nlyone — 1 day ago

Hi everyone,

I’m looking for some advice on my tax planning for the current financial year. Here are my details:

  • Gross Total Income: ₹19,25,002
  • Current Status: New Tax Regime (Default)
  • Estimated Tax (New Regime): ~₹1,92,402
  • Current Expenses/Investments:
    • Rent: ₹2,76,000 annually (₹23k/month)
    • Investments: No ELSS currently. Only "random" Mutual Funds and Stocks (mostly non-deductible).
    • NPS: Considering starting this now for the deductions.

The Dilemma: I’m trying to figure out if I should stick with the New Regime or switch to the Old Regime.

  1. HRA vs. New Slabs: With a rent of ₹2.76L, I could claim HRA in the Old Regime. However, I’m not sure if this (plus 80C/80D/NPS) will be enough to beat the lower slabs of the New Regime.
  2. NPS: If I opt for NPS, does it make a significant dent in the New Regime? (I know 80CCD(1B) of ₹50k isn't available in New, but what about 80CCD(2) employer contributions?)
  3. Break-even Point: What is the total deduction amount I need to reach in the Old Regime to make it cheaper than the New Regime for my income bracket?

My Questions:

  • Should I move to the Old Regime and start maxing out 80C (ELSS/PPF) and 80D (Insurance)?
  • Is NPS worth it primarily for tax saving at this 19L+ bracket?
  • Given the standard deduction is now ₹75,000 in the New Regime (for FY 2026-27), does the Old Regime even stand a chance?

Would love to hear from anyone in a similar bracket or any tax experts here. Thanks!

reddit.com
u/theres1nlyone — 23 days ago