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u/thisaflex

r/dmx r/Stephen_Curry r/Torontology r/HipHopNCulture r/FluentInFinance r/Cash_Money_Records
Would You Pay $145,000 To Borrow $100,000 Thousands of Small Businesses Do Every Year.
▲ 12 r/FluentInFinance

Would You Pay $145,000 To Borrow $100,000 Thousands of Small Businesses Do Every Year.

I recently learned how Merchant Cash Advances work. Some business owners repay $145k+ after receiving $100k because they need funding immediately and can't wait for bank approval (or can't get approved). Is this predatory lending, or are MCAs solving a problem traditional banks won't touch?

u/thisaflex — 20 days ago
▲ 119 r/FluentInFinance

This house sold for $410k in 2005, $180k in 2009, $670k in 2022, and is estimated at $540k today. Are homes investments or just places to live?

u/thisaflex — 20 days ago
▲ 165 r/FluentInFinance

If you were buying a house in 2006 and your lender handed you this page, which payment option would you have chosen—and why?

u/thisaflex — 21 days ago