u/throughthehills2

When simple living is ingrained as a lifestyle it's effortless. You can call it being naturally frugal, I'm currently saving 75% of my income, but feel like I already buy everything that I want. Buying expensive stuff is just not interesting, everything worthwhile seems very affordable. For example I'll spend extra on fancy ingredients for something I want to cook, or buy flowers occasionally to brighten up the apartment.

I heard someone describe this as "money on tap", when you can spend whenever you feel like it but don't have to keep checking if you spent too much.

This seems to be the ideal, I could strain my lifestyle and save more to retire early but then I need to retire with that strained lifestyle.