Stocks and dividends until now?

Stock/dividends

Hi,

I have been living here since mid 2022. I have been paying all of the taxes in Japan like pension, health insurance through work. However, I am confused about my stocks in USA. I get about $40-50k USD a year. I of course pay taxes on those doing H&R block but then do I also pay taxes on that in Japan? If so, would I owe any money?

When I do my H&R block taxes, I of course do the tax credit.

I am just unsure about how to get about US taxes in Japan since I already pay the tax in USA for it.

Thank you,

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u/throwaway_acc0192 — 1 day ago

Covered calls etfs only

Is it stupid to just have

QQQI, SPYI, MLPI, IAUI and GPIQ if you just want income?

Growth:BB, NOK, ASTS, SPCX
Long term: VTI, QQQM

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u/throwaway_acc0192 — 3 days ago
▲ 19 r/NEOSETFs+1 crossposts

Reduced my holdings to these: Asking for opinions: VTI, QQQM, SPYI, IAUI, QQQI & MLPI

Hello all,

I am 34 currently. My portfolio size is about $650 - 700k. I have focused on growth and sold my winnings.

I am thinking of just holding VTI, QQQM, SPYI, IAUI, QQQI & MLPI.

Thanks to these and my other streams of income, I was able to semi-retire. I now live overseas where costs are down. (I actually dont have to work but I get bored so I work and bring in $125K a year in low cost country). Anyways, having NEOS funds and my holdings bring in $3000-4000K a month now. I currently have $150K in my portfolio sitting in cash from selling my other winnings. I am thinking of dumping into the mentioned fund above. If I were to distribute my $150K, I should be able to bring in additional $1500-3000 depending on how its distribute it. I do not care for growth and would rather have income and reinvest/drip them.

Would you consider this a good idea for the distribution of the $150K?

or having NEOS funds is too risky..whats your thought on that? (yes i know theyre fairly new and some may say theyd be cautious of covered call option strategy payouts).

Ps: please dont say you should buy growth stocks. Im ok and dont ask me why not for my age. I just dont care, i got VTI and QQQM for it, theyre my long term holds. Ive got about decent money in them and will continue to add/drip them.

thank you,

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u/throwaway_acc0192 — 14 days ago
▲ 0 r/Tokyo

What if I can’t make cuz out of country?

Hello,

I finally got this in my mailbox after waiting since May 11th. Unfortunately I am gone until July 31st. The day I can go is August 3rd. (My residency card expires August 5th and with 2 months extension until october).

I do have some one who can pick this up for me like a friend.
If they can pick it up for me, what do they need? I will have my Zairyu card with me when I am traveling overseas.

Does any one know what’s the best course of action to take here? Need help and where to apply for someone to pick up my card on my behalf?

Edit: yes i read number 2, but like how? I tried calling them before and line was either too busy. Is there like a website?

u/throwaway_acc0192 — 1 month ago

Offered job with USD.

I do IT and IT freelance.

I currently earn ¥7.5M yen a year wfh for a full time company. On top of that I do IT freelance for local companies. Last year it brought me a total of ¥12M yen altogether.

Just now, I was offered a $6100/ USD a month (as of current yen/usd, its ¥11.7M yen a year) from one of my freelance client to become their full time employee but through a contracting agency(that’s how i work for them currently as a freelancer). I have always been paid in USD when I worked for them for small one day projects here and there. However, they want to keep it the same pay style but as a full time role.

My current full time is the one that’s paying all of my taxes and hoken/nenken. I then pay more taxes on top of the for my freelance jobs.

My question is.. if I do accept this position and get paid in USD. They expect me to pay my own dues in my own time. How does this work with nenken/hoken/zeikin?

Thank you

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u/throwaway_acc0192 — 2 months ago
▲ 0 r/Tokyo

Driving test center Tokyo or kanagawa for Kawasaki-ku residence.

I live in Kawasaki-ku, do I go to futamatagawa driving center or Tokyo? For the tests?

Does any one know?

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u/throwaway_acc0192 — 2 months ago

Difference between キャバクラand Lounge bar

I’ve met this girl while back and she’d asked me if I’d like to go get early dinner but my time doesn’t align with hers. I propose a different time around 19:00. She then says, can you come with me to my work at Lounge bar?

What does this mean? What is it? I am bit confused what the difference is. Can some one help me with this and is this woman trying to make me pay for some service. If so, what is it?

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u/throwaway_acc0192 — 2 months ago

Money for abortion

This story might be bit long and im not good at writing long stuff and explaining. (Japan). Not sure if this is “choosing beggar” but here’s the story

The first part of story happened 2 years ago. I was at a local club with few of my friends and we bumped into this lady who was there drinking at the bar, let's call her Sammy. Sammy was cool but bit weird vibe but we didn't care. My friends befriended with her and they were talking about one of the guy who worked at the bar, let's name him dave. Dave didn't give her any time of the day either. Anyways, we ended the night just chillen.

Couple of weeks go by and we meet up Sammy again at the same bar and we just chilled. Nothing major happened. Sammy did still talk about how cute Dave was. My friends and I were like "naah he has many girls" and thought he wouldn't give Sammy any chance even for sex. Shes cool but she's not attractive at all. Anyways nothing happened. And we met up with Sammy again couple more times until we stopped going to that bar. And nothing came of it.

2nd part of the story.
About 1 year after, I decided to go to that bar and met Sammy and just chilled with her a bit and exchanged hellos and how are yous.

After this night, a week later, Sammy sends me a message and says she is pregnant. I asked how it happened.. she said she actually started working with Dave at different bar and they were gonna go home together at the first train. However, her word, Dave took her to love hotel (Japan has a lot of this) and raped her and now she's pregnant. She says about 800 USD (¥130,000?) to get abortion and asked me for money.

Now, I feel bad but I also don’t believe her story but that’s not my problem. I told her to ask her real friends and family or Dave. She says Dave is broke and can’t ask her family.

I offered her $30 bucks. And told her that I’m sorry and I was not the one who have done this to her.
She cursed me out and said that she knew I have money so that’s why she asked and that I should give it her. (This conversation lasted 30 mins of same repeat of her asking for money).

I stopped talking to her after she kept leaving me voice message and that she’s disappointed and upset with me.

Edit: everybody acting like they know exactly how to react this to this situation lol. Yall be guilliable enough to give me a liar $800 bucks when she was working at the pub a week later just chillen.

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u/throwaway_acc0192 — 2 months ago

Mansion wooden wall stud?

Trying to wall mount a tv but it seems the stud is hard to locate. I know it’s not like the USA where it’s every 16inch apart but I can’t find the stud anywhere except for one place but then I couldn’t locate other studs around it. It was just specifically just in that one spot.

What’s good stud finder in Japan you recommend?

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u/throwaway_acc0192 — 3 months ago
▲ 10 r/Tokyo

Mansion wall stud

Ok so, I’m trying to walls mount a tv. I don’t have a stud finder on me so it tried the knocking method. I am super confused as there is a stud inside that circle but I can’t seem to get a stud vertical/horizontal. I’m from USA so I follow the 16inch rule but I’ve never done anything in Japan. Where is the stud??? Is it diagonally???

I don’t want to buy a tv stand. All I want is to mount the tv. 😭

u/throwaway_acc0192 — 3 months ago

$1 a day challenfe. may2025-may2026

Not sure if this is allowed here but..

So last year, I saw a quick random short YT video. How much $1 a day would be after 10 years. Some guy did some calculation on $WMT, AMZN, BABA, BLK etc etc you get the idea.
I wanted to do some too for fun and here are the holdings on my fidelity.

Note: about 20% of these holdings were added later time so some are not exactly 1 year.

I let it DRIP and invested $5 dollars from monday since fidelity won't let me buy $1 a day.

My total portfolio has now reached $704k as of Friday May 22, 2026. I'm sure it'll dip down some on Tuesday may 27th. (It usually does after 3 day weekend.. but let's see 🤷🏻).

Anyways, I'll continue this $1 a day challenge.

I deleted my previous post cuz I left out my account number 🤣 sorry for any typo including the headline 🤣😭

u/throwaway_acc0192 — 3 months ago

Sell $MSFT for something else..if so...what?

Been holding MSFT for 2 years and it hasnt done shyt for me. Ive DCA too and it still shit. Where would you park $40K right now?

thinking about some LUNR, DRAM?

I have NOK on $7ish right now. some other growth stock. maybe expand my shares in AAPL and GOOG (ive already own some).

What would you do?

I got $15k each for SpaceX and anthropic IPO ready hopefully in June.

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u/throwaway_acc0192 — 3 months ago