u/tpe91roc

Hello, I bought for the first time an annual travel card on oyster 1-4 and I bought it online. I should receive the annual gold card/gold record card through the post, do you guys know how long it takes for it to be received to my home address registered in my TfL account?

I wanted to ask you separately if with a travel card valid for the entire year it works in the same way as monthly, if the zone I get in on or off is covered by my area do I need to tap in or out? My station doesn’t have barriers and in the morning there’s a long queue so I’m wondering if I need to wait and tap even on a travel card as with the monthly in fact i don’t have to. Thank you.

What would a decent price be for a few copies of my fob keys? I’m planning to give one to my best friend and one to my brother in case of any emergency and some shops charge £25, some £50 some even asked me for £60. Any decent shop you know and recommend? The cheaper the better. I am based in Barnet but in the City or Westminster almost every day. Any online service? I don’t think so but just asking.

Hello all, FTB here, 34yo earning between 70k and 85k even though some of it is salary sacrificed. I am planning to buy a Pocket Living flat right next to Woodside Park station and I’m concerned about the resale conditions and other restrictions. Does anyone have any experience with Pocket Living and service charge increases? It is right next to the station, just behind less than a min walk which is good to go to the office. Realistically speaking in London I can’t really find anything else for around 300k discounted from 315. It is small indeed, around 40 sq mt, not on the railway side and top floor. Mortgage is not an issue as I got an offer accepted already but I’m concerned long term. At the moment I’m staying with friends for free, moved to London twenty years ago from the EU and naturalised British years ago. Any advice? Do you recommend? Realistically speaking I can’t stay with my friends forever and my job is getting 4 days a week in the office. Any thought is appreciated.

Hello guys, I’ve been using Wise for years and I will need very soon to transfer 25/30k EUR to GBP. Atlantic seems to be so much cheaper, about 3 eur only compared to Wise over 150eur. Has anyone used them in the past? Wise would transfer it with no issues and no questions, has anyone used Atlantic safely? Does it come to the Uk as faster payment? It is for a deposit for a flat so when I transfer I can’t have the money stuck for weeks.

Hello guys, I will be starting a new job soon and the new company is using Aviva instead of Nest (as my old company). Of course as soon as I can I will move my funds from Nest to Vanguard. In relation to Aviva does anyone know which fund could I pick that is similar to a standard VWRP? I invest to my SIPP with Vanguard and Invest Engine various global trackers and I am wondering if Aviva offers the same as they mention on their website I can pick my own fund too. Thank you for your help!