I have only invested in this as of now i can invest 10k inr every month i wanted to know if i should continue to put money on uti nifty 50 index or start to diversify my investments into other mutual funds
• RISK TOLERANCE - MODERATE
• INVESTMENT HORIZEN - 10 year +
Would preciate the suggestion and advices
Portfolio review (Age 19) – ₹55k invested, looking for tips and advice
Hi everyone,
I’ve recently started investing and would appreciate some feedback on my portfolio.
Portfolio (as of 2 July 2026)
Total invested: ₹55,000
Stocks/ETFs:
Tata Gold ETF – ₹12,503
Motilal Oswal Nasdaq 100 ETF – ₹7,267
Adani Power – ₹219
Mutual Fund:
UTI Nifty 50 Index Fund Direct Growth – ₹35,000
Risk appetite: Moderate
Goal: Long-term wealth creation (10+ years)
Monthly investment: ₹10,000
Platform: Groww
A few questions i have
Is my current diversification reasonable?
Am I overexposed to any particular asset?
Going forward, should I continue adding to these investments or introduce new mutual funds/ETFs?
If you were building a 10+ year portfolio from here, what would you change?
I’m looking for long-term investing advice rather than short-term trading. Thanks!
Portfolio review (Age 19) – ₹55k invested, looking for tips and advice
Hi everyone,
I’ve recently started investing and would appreciate some feedback on my portfolio.
Portfolio (as of 2 July 2026)
Total invested: ₹55,000
Stocks/ETFs:
Tata Gold ETF – ₹12,503
Motilal Oswal Nasdaq 100 ETF – ₹7,267
Adani Power – ₹219
Mutual Fund:
UTI Nifty 50 Index Fund Direct Growth – ₹35,000
Risk appetite: Moderate
Goal: Long-term wealth creation (10+ years)
Monthly investment: ₹10,000
Platform: Groww
A few questions i have
Is my current diversification reasonable?
Am I overexposed to any particular asset?
Going forward, should I continue adding to these investments or introduce new mutual funds/ETFs?
If you were building a 10+ year portfolio from here, what would you change?
I’m looking for long-term investing advice rather than short-term trading. Thanks!
Portfolio review (Age 19) – ₹55k invested, looking for tips and advice
Hi everyone,
I’ve recently started investing and would appreciate some feedback on my portfolio.
**Portfolio (as of 2 July 2026)**
**Total invested:** ₹55,000
**Stocks/ETFs:**
Tata Gold ETF – ₹12,503
Motilal Oswal Nasdaq 100 ETF – ₹7,267
Adani Power – ₹219
**Mutual Fund:**
UTI Nifty 50 Index Fund Direct Growth – ₹35,000
**Risk appetite:** Moderate
**Goal:** Long-term wealth creation (10+ years)
**Monthly investment:** ₹10,000
**Platform:** Groww
A few questions i have
Is my current diversification reasonable?
Am I overexposed to any particular asset?
Going forward, should I continue adding to these investments or introduce new mutual funds/ETFs?
If you were building a 10+ year portfolio from here, what would you change?
I’m looking for long-term investing advice rather than short-term trading. Thanks!
- Risk appetite: moderate
- Goal: Wealth creation
- Investment horizon: 10yrs +
- Monthly allocation : can do 10k inr
- App: Groww
- Why these funds : saw yr vid and did the investments according to it
Portfolio
TOTAL INVESTED - 55k inr
TATA GOLD - 12503
MOTILAL NASDAQ 100 - 7267
ADANI POWER - 219
Mf
UTI NIFTY 50 index Fund Direct Growth
35k