Most people asking easily searchable questions are being lazy not looking to have a conversation

Anytime I see someone on the internet asking a question that is easily answered by Google and has a definite answer(not opinion based) you see someone saying go Google it and other people getting mad at that person saying that the person just wanted to have a conversation. Most people posting easily answered searchable questions just want someone else to do the legwork on something they want answered but aren't in a rush about. It's almost more annoying that people pretend that this is the case.

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u/zugtug — 14 days ago

Will this hurt my credit score?

I had set up auto pay on a bunch of my utilities including cable. Yesterday my Internet stopped working and I thought it was just an outage. Spent a while trying to fix it and called the cable tech support about 20 minutes ago. Find out I have a past due balance all the way from May due to nonpayment and them telling me they have no record of me being autopay which confuses me since it had been autopaying for quite some time before that.

Tech person is less than helpful and doesn't really wanna hear it since I'm sure I sound like everyone else that is delinquent on payments even though I legitimately thought my statement was being paid. I look into my emails and back in May I have an email saying my auto payment has had a change made which is strange since she's saying they have no record at all.

Long story short, I, of course, immediately paid what I owe but is this going to hurt my credit? I've been trying really hard to boost my credit up to buy a house.

Edit: just went digging through paper invoices and they absolutely say I was on autopay until May somehow. I think someone at the cable company screwed up so Monday I guess I'm driving there and telling them they need to refund my disconnect fee and not report whatever they do when they disconnect for non payment. I'm even more mad now because, like I said, the person I spoke to said there was never a record of me being on autopay.

Edit 2: The company got bought up by Armstrong in May. I'm betting that's what happened to my autopay and I bet I'm not the only person it's happened to. This could get interesting.

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u/zugtug — 3 months ago

Moonlight Pulse

I've been playing about 2 to 3 hours and am after the part where you lose Silex and get confronted by what I assume is the last boss. I made it back to the main hub area and it feels like I've played about an actual hour of the game since it seems like the game isn't great about giving you much info about where to go next. Does this aspect improve? The game seems like it could have benefitted from some play testing in this area and maybe in general. It just gave me a brand new ability for Silex and then takes him out of the picture like three screens later. It just seems like it was a great idea for a game and just was bad execution in areas. Biogun did it so much better.

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u/zugtug — 3 months ago

Trying to figure out credit later than I should be

I found out recently when I went to get a loan that while I have credit and WAS great for a long time, I haven't used it in such a long time that the bank I went shows me as having no real credit history. I am currently working on a NTMCR and have that process underway and also got a secured credit card that I put a balance on that I am using to rebuild my credit.

My question is this. I put my phone bill on auto pay with this credit card and it auto pays on the 12th of every month and my credit card statement(haven't gotten one yet) drops on the 16th of every month. If I pay that statement the day it drops that should allow it to do the work of raising my credit and do what I am attempting to do, correct? The bill will be around 10 percent of the limit on the card since it's a secured card and I basically set the limit with the security deposit.

I'm hoping for any insight because the last thing I want is to make things worse. Thanks!

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u/zugtug — 5 months ago

The Last Faith

I made the mistake of buying my copy of this game on the Switch and dusted mine off to see about getting the new DLC and playing this game again. Found out that it hasn't yet released to the Switch. Everything I can find is a couple months old so has there been any sort of news since then about a release? I don't want to start playing the game again and a month from now the DLC drops and I jumped the gun. I'd rather just play it fresh WITH the DLC.

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u/zugtug — 5 months ago