r/AmexAus

Hi all,

Can anyone shed some light on the supposed AMEX surcharge ban?

As I’m sure we’re all aware, starting Oct 1 2026, all VISA and MC transactions can no longer be surcharged. - AMEX excluded

This has been posted recently on the AMEX merchant website:

AMERICAN EXPRESS RESPONSE TO RBA PAYMENTS REFORM

Amex supports the Reserve Bank of Australia's recommendation to remove surcharging. We will update our Terms and Conditions for Amex Card Acceptance where required and we will implement these changes by 1 October 2026. We will work closely with our Merchants and partners over the coming months to support a smooth transition.
Learn more about the benefits of accepting Amex below.

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Does this essentially mean Amex surcharges will be removed and no longer exist? Similar to the VISA / MC surcharge removal?

I’m considering jumping shift to a MC, just looking in at all info before I make a change.

Thank you all!

Just put through an application for a business gold plus card. It says that it can take up to 10 business days to receive approval. What has everyone else’s experience been with the turn around time?

Hi all,

I'm new to AMEX. Just approved for a personal credit card with a sign up bonus. I'm curious, if I decide later to sign up for a Business AMEX will I get a separate sign up bonus? Or am I already considered an "existing customer"?

I have an ABN and am a sole trader.

Thx