u/AffectionatePie1042

For years people told me to meal plan. I always thought it sounded like too much effort until I actually tried it. Now I wish I'd started years ago. What advice took you far too long to follow?

Is there anything where you think, Yeah, that's just how much it costs here, even though it would probably surprise visitors?

I've spent the last couple of years building up my savings and finally reached the number I'd been aiming for. The problem is, now I'm hesitant to spend money on anything, even things I've been planning for ages. Has anyone else become almost too protective of their savings once they hit a milestone?

Every tradie seems to have at least one story that still makes them laugh. What's yours?

Assuming they plan to buy within the next year or two.

Would you generally suggest putting it towards a bigger deposit, paying off existing debt, keeping it as extra savings or something else?

The one where you looked at the cash price and thought, That was absolutely worth it.

I've seen people recommend cancelling once the points land, but I'm wondering if keeping it open a bit longer has ever worked out better for anyone.

Not necessarily who scores. Just the player you think the result could hinge on.

Growing up I thought my parents were overly cautious with money. Things like keeping an emergency fund, avoiding unnecessary debt and fixing things instead of replacing them. Now I'm older, I find myself doing exactly the same. What's a money habit you picked up from your family that you're glad you kept?

Saw a post on here about how quickly the finish wears out and the cartridges need replacing constantly. Renovating soon and was leaning toward matte black everywhere but now second guessing it. Is chrome just the smarter long term call or is it about which brand you go with?

More the finance side of things. Would you save longer, borrow less, use a broker earlier, fix part of the loan, ask more questions ?