r/ScammersPH

Scammer!

Hi, I’m hoping someone here has dealt with something similar or knows what I should do.

I’ve recently started getting a bunch of calls and harassment texts from supposed debt collectors saying that I have an overdue loan. The problem is, I’ve never taken out a loan from any lending app.

A few days before this started, though, my mom took my ID and entered my personal information into what turned out to be a fake lending app (without my consent LOL). The app asked her to pay an upfront fee before releasing the supposed loan. She paid it, never received any loan, and the money was never returned.

Now I’m worried that whoever was behind that fake app got my ID and personal information and either used my identity to take out a loan somewhere else or is using the information to scam/harass me.

One of the collectors mentioned an app/company called “Pesos Pal.” I don’t recognize it, I never applied for a loan with them, and I never received any money from them.
Is it actually possible for someone to take out an online loan using my information without my knowledge? Has anyone experienced something similar after submitting their ID to a fake lending app?

Also, what should I do to make sure there aren’t any loans under my name that I don’t know about? And is there any way to stop the constant calls/texts besides blocking every number? I’ve been blocking them like crazy, but they just keep coming from different numbers.
Any advice on where I should report this or how I can check if my identity has been used would be really appreciated.

TL;DR: My mom accidentally gave my ID and personal information to a fake lending app that asked for an upfront fee. A few days later, I started getting harassment calls/texts about an overdue loan from “Pesos Pal,” even though I’ve never taken out a loan or received any money from them. I’m worried my information was stolen and used to take out a loan under my name. Is that possible, and how can I check/report this and stop the messages?

Hey guys!

Received this iMessage from “J&T Express” and ang daming red flags. First and foremost, wala akong hinihintay na package.

Second, +44 is a UK number, I think. And yung website is not the same with the official website of J&T.

For awareness lang. Ingat!!!

My mom recently bought this “Nutella” from an online seller, and several things immediately seemed wrong.

The consistency is much thinner than normal Nutella, it smells strongly like paint, and the label is poorly printed and blurry. Even the shape/packaging looks different from the Nutella we normally see.

The QR code on the packaging also links to https://www.ferrerorocherstory.com/ph/index.html, which appears to be an expired/inactive Ferrero website.

I’m concerned because I heard the seller is still distributing these and many people are buying them. My mom refused to tell me who the seller is because she doesn't want to ruin someone's livelihood, but this is food, and if the product is counterfeit or otherwise unauthorized, consumers could potentially be put at risk.

I'm not claiming this has been officially confirmed as fake. I’m asking for this to be properly investigated and, if the product is found to be unauthorized or unsafe, for its distribution to be stopped.

Has anyone seen this packaging before or can confirm whether Ferrero actually sells Nutella in this exact packaging?

I am well aware na wala akong missing info sa lahat ng parcels ko so sino niloko mo?

Ingat lang kayo. I wonder kung ilan na ang nabiktima nitong text na to. Hay ako. Ayaw nalang lumaban ng patas.

Twice nang nangyari sakin ’to! Yung isang cut na pinadala nila is clearly not the same as advertised! Tried emailing them and messaging them thru viber and messenger, pero dedma talaga! No response whatsoever!!!

Never again sa The Fat Butcher! Nakakadala umorder kapag ganito ang quality control at customer service!!!

Question: is this really true?

Is this the “new” way activating chatgpt pro?

Context: I wanted to avail chatgpt pro from a seller online (in fb). I intend to use it for academic purposes only and a basis for my research. However, while conversing with the seller, she would guide me upon logging in. Her way of promoting the price of chatgpt pro on her page was misleading enough, as she never mentioned that there’s an additional process of “scanning” an activation code from her. I have already paid ₱250 accordingly. And apparently we would make use of a “qr ph third party app”… and that there should be a “minimum” balance daw kuno and TAKE A HARSH NOTE, that the “minimum” balance is ₱899…

From then on, I felt something off about this transaction and I wanted to cancel it immediately. I asked for my refund, but she never returned it. Upon further researching, I deeply realized it was a scam. Or am I wrong? Who else has experienced this with other sellers who offer digital services? Such as chatgpt pro, canva pro, and grammarly pro? And if there are other credible and legitimate sellers, kindly let me know and share. Thank you!

They sell puma shoes n such pero parang ang mura po ata. Theres no other info kung b-grade po ba sya or what heuhedu i dont know much about shoes po

Ingat po kayo, may nagse-send via SMS/text na nagpapanggap na J&T. Malalaman niyo naman agad na scam dahil sa link. Chineck ko siya via virtual machine, at may fill-up form yung site pero hindi rin gayang-gaya yung UI ng J&T, kulang pa sa meta tags. Haha. Pero ayun, be careful po lalo na sa mga may ine-expect na J&T delivery tapos biglang makakatanggap ng ganitong message.

PLATE NUMBER: 201XLN

Bumili ako ng pants sa shopee and na same day delivery ko pala, honest mistake ko rin kasi di ko napalitan kahapon. Nagreflect na as delivered ang item pero walang dumating na kahit ano sa bahay. May proof of delivery din pero the background seems off kasi hindi naman siya sa bahay namin. Contacted the seller and ang sabi sakanila ng rider ay nadeliver na daw sa bahay namin. They gave me as well yung contact ni rider, sumasagot siya pero after few seconds binababa niya. Good thing the seller is responsive and mabait and helped me to report the rider and get my money back since naka spaylater siya.

What is the best action to take for an online travel scam?

My friend was recently scammed by a fake Travel & Tour Agency page on Facebook. She lost 25K after being asked to pay a down payment to secure a promo rate.

Here is a link/screenshot of their page. Upon checking further, I noticed that all of their posted photos are actually AI-generated.

Any advice on where we can report this, or if there's any chance to recover the money? Thank you!

https://preview.redd.it/6uarj7vyoujh1.png?width=977&format=png&auto=webp&s=1656dfb56641ec725f9a2fd9ac79503acd290714

I suspect this may be a bank simulator/fake banking app that allows them to edit or manipulate the balance and transaction details.

This has been used to scam people. We’re trying to identify what app it is so we can better understand how the scam works and prevent others from falling for it.

Has anyone encountered something similar or knows what app they could be using?

Also, scammer seems to have everything well-prepared. They scan the QR code, and the details shown on the transaction are correct, making it look completely legitimate.

This also doesn’t seem to be a one-time thing. The scammer has apparently done this multiple times based from their app's recent transactions.

I guess it’s my fault too. I should’ve checked here. May naka-post na pala about this seller.

I thought it was okay since marami silang receipts sa highlights nila. Hindi rin naman kasi uncommon yung payment first na rule sa online-selling. It’s also security on their end para di sila ma bogus.

I got driven away. I feel so foolish.

Nakakalungkot kasi I worked hard for that money. It’s not an amount you earn in days of working. Minsan nalang nga ako bumili para sa sarili ko tas na-scam pa. Delayed gratification for nothing :((

Burn in the hottest place in hell, whoever you are.

Good thing nabasa ko 'yung post about this seller before purchasing an item sa kanya.

Redflags:

1. Ayaw ng meet up, tho sinabi ko na malapit lang ako sa binangonan now
2. I'm gonna send the payment directly sa hospital (daw??)

Gusto ko s'ya i-scam bait para sa justice sa mga nabiktima n'ya

Help me please? does anyone know this guy? he claims he is from pampanga at anak daw siya ng Bataan Governor. Pamangkin daw ni Gwen Garcia from Cebu. He was the last person seen na kasama ang cousin ko. Tapos daming atraso niya sa city namin people na inutangan niya, pati yung isang pension house nag blotter sa police station dahil ilang months sila di nagbayad gamit niya fake identiy, fake din ang LTO Licensye niya. 4 times na check sa LTO.. ginagamit niya frong yung cousin kasi daw malalaman ng papa niya na governor kung saan location niya.. help me please sobran 100k na na spend ng cousin ko lahat ng gold niya prenenda na niya… na brainwash siya ng lalaking
ito help me please.. admin dont take down post…

i recently bought a charm bracelet from this ig shop. It was last july 31 pa but until now di pa rin dumasating yung order ko. i am asking them for updates and the last thing they said 8/6 was they’re checking with the courier daw but until now wala pa rin :(

A PUBLIC WARNING AND CALL FOR ACCOUNTABILITY

Kristine Garcia Bustillo, I have remained silent for a long time. We gave you time, chances, and every opportunity to return the money you took from us. But after learning that you continue doing the same thing, I can no longer stay quiet.

You owe a significant amount of money to people who trusted you including friends, coworkers, and even your previous workplace. You used your position and the trust people placed in you to gain access to money that was not yours. You took advantage of people who trusted you and worked hard for what they earned.

You told us that your mother was sick and that you urgently needed money. We believed you. We trusted you. We helped because we thought your need was genuine. But in the end, it was all lies.

And now, after everything that happened, you have moved to another company and based on information we have received, you are doing the same thing again.

This is where I draw the line.

I stayed silent because I gave you the benefit of the doubt. I stayed silent because I hoped you would eventually take responsibility. I stayed silent because I gave you enough time to make things right. But your continued actions have made it impossible for me to remain silent.

Kristine, if you are reading this, I genuinely want you to ask yourself:

How are you able to sleep peacefully at night knowing that the money you took came from people who worked hard for it? That money represents someone's salary. Someone's bills. Someone's family's needs. Someone's sacrifices.

You may have been able to convince people with your stories, but you cannot erase what happened. You cannot simply move to another workplace and expect the past to disappear.

We are no longer asking for excuses. We are asking for accountability.

Return what you owe. Take responsibility for what you did. Stop making promises that you have no intention of keeping.

And to anyone who currently knows or works with Kristine: please be careful, protect your money, and do not blindly trust someone simply because they appear trustworthy or hold a higher position.