Accident while driving - being sued for personal injury
I wanted to make some extra money, and I started Doordashing for a few weeks last year. I didn't realized that I was supposed to contact my insurance to add that coverage. On 12/24/25 I was involved in an accident while I was delivering my last order of the day. The accident was my fault. We exchanged insurance info, a cop came but didn't do a report because they were not injuries and the cars were drivable. A few days later my insurance let me know that they wouldn't cover the claim and to contact doordash. Doordash said they would cover the other vehicle. I never did doordash again because my car ended up with $7k worth of damage (my car isn't worth that much), fastfoward to 5/20/26 and I got a letter on my door from an injury lawyer, I'm getting sued. Has anyone experienced this? what's the worst case scenario? Would doordash help with the suit?