r/divorceuk

Partners Debt and Divorce

This is my first ever post on Reddit. I feel so alone. I had a very short marriage 3 years. During that time my husband got into awful debt even though he has always got paid more than me. I would constantly bail him out but I got to a point where I no longer had it in me.
I am so worried about losing my flat. My daughter and me live there. It’s on my sole name and I bought it before we married. My Dad and mum also died in the last year and I am due some inheritance. I am on minimum wage and this could make such a difference to me and my daughter.
I just feel like such an idiot. I feel rinsed of money and aware he could take a lot.
I’m not so much looking for advice but just similar feelings, feeling so alone and pushing down all those feelings to keep things amicable.
Does this get easier??

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u/Hopeful-Air-6597 — 1 day ago

Cohabitation Rights Bill

For those who have been through the pain of Divorce and decided never to put themselves in such Financial peril again, the UK government decides that cohabitation is to be treated similarly to marriage. So you invite your girl/boy friend to move in and after 3 years, they acquire marriage like rights. Your only option to protect your assets is opt out and spend money on divorce lawyers to sign-off on your agreement.

I have been living with my current partner for over 3 years. We are both divorced, we both know how painful it was. seems we now need another "divorce" even though we never got married.

https://www.gov.uk/government/news/millions-of-unmarried-couples-to-get-stronger-rights

u/Classic_Cut_9666 — 3 days ago

Sense Check

Hi all,

I’m contemplating divorce and I just want an idea of what things will look like if I go through with it.

Both early 30s, married for 8 years this year, we have 2 children together who are 3 and 7 and my wife’s daughter is 11 who has always lived with us.

My salary was £40k until April 23, I got promoted and now earn £145k working full time. My wife works 2 days a week and her pro rata salary is £28k. We both qualified during the marriage, taking turns to be the ‘breadwinner’ whilst the other studied.

We bought a house last year. Current value about £330k, deposit funded entirely by an inheritance I received.

I would be pushing for shared care. We don’t have any assets except the house and less than 10k in savings. I have a DB pension I would continue to pay into which would be quite valuable by retirement.

We also have a number of debts, a joint loan and then credit cards in my name we used to pay for house improvements.

I see people sometimes talking about how the man ends up with nothing and I’m worried that after working so hard, that will be true for me. Can anyone give me a realistic indication of how things would be allocated in a situation where I had all three kids 50% of the time?

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u/Automatic_Priority21 — 4 days ago

What to ask a Divorce Lawyer

Hello,

I'm very likely going to be getting a divorce soon.

I'm not sure who and what to be asking for and don't trust the AI responses from Web browser as I keep being told different things.

Firstly, neither of us did anything wrong. We've just grown apart and squabble loads. After months of counselling with no improvement, we are discussing calling it a day.

No children but questions on joint assets:

We have a very small joint savings account (£3,000) that will likely be drained with this process. I told my partner I am more than happy to give back what they put in it to manage the process themself, or I can do it and give whatever is left back to them at the end.

Is it better for me to hold onto the money until we look at assets or resolve ourselves?

We have a house and a mortgage that we are tenants in common for.

They didn't contribute anything to the deposit, but we are on the mortgage 50/50. We are put down as tenants in common to reflect the difference in contribution to the house. I will likely be buying them out or removing them from the mortgage and deeds, then giving them their equity. (I don't think they will get any equity or buyout from this as the house has lost value, but thats not my issue)

I've read in a few places that marriage overrides a tenant in common contract, and despite this being put in place to prevent a 50/50 split, it can still happen.

How likely is this?

Is it better to buy them out or remove them and give cash?

The only other asset either of us care about is our pet. Which I found, bought, insured, and chipped. The pet is 100% in my name despite us seeing it as our pet.

Would they be able to take the pet away from me?

I'm obviously looking around at divorce lawyers and getting prepared for my consultation. But knowing what to ask and be prepared for helps.

Also, is it better to get a fixed rate lawyer or a pay as you go one?

Thank you

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u/narwhal189 — 6 days ago

Consent Order -UK wait time

Hi there,

Just wondering if anyone has had a consent order go through recently and if so how long it took roughly?

Its a relatively simple order, submitted through the portal via a solicitor. Will be going through Birmingham family court.

My solicitor advised the current wait tine is around 18 months, no idea where she pulled this number from though, seems like a widely conservative estimate from her.

Thanks

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u/Early_Technician_916 — 6 days ago