r/n26bank

Its been 5 days they froze my money

They said 3 days max for it be resolved but still waiting and support is the most useless shit I ve ever seen, the same generic answer over and over even on email

I have all my money here while my main bank account is empty and keep being charged with bills, its gonna get me in trouble

Is there anything I can do?

For context its because I started sending money to new exchanges because Binance didnt get Mica so it wont be supported in France anymore (which I do at every beginning of the month)

reddit.com
▲ 14 r/n26bank

Bye bye free trades for everyone =(

Update to stocks and ETFs pricing

Hey XXXXX,

We’re updating our stocks and ETFs pricing. Starting September 2, 2026, the new pricing will take effect as soon as you accept the update.

This means that a contractual broker service fee of €0.90 per trade will apply. You’ll continue to get 3 free trades per month with N26 Go, or 10 with N26 Metal.* And you can still set up a savings plan for free.

Please go to the N26 app to review and accept this change.

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u/Head_Preference_6949 — 3 days ago

n26 Sicherheitsüberprüfung

Hi, I opened my N26 account today and received a few small payments, like 50–100 euros, from friends. Now they’ve carried out a security check – why on earth is that? I just wanted to try the account out a bit, and straight away this happened :D Has anyone else had this happen before?

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u/Significant_Grab_728 — 4 days ago

I can't access my account today. It tells me to verify my email, and when I do, it tells me to click the 'continue' button. Then it tells me there's been an error and to try again later. I've been trying all day.

reddit.com
u/Blk_girl_ — 3 days ago

Constant Scam calls This past week

This past week I have received 3 scam calls from people claiming to be from N26 asking me about my personal details and asking me to confirm my identity on the phone. Today they called again from a withheld number from a car.

Anyone else? I’ve already cancelled my card and ordered a new one, after failed transactions from a cafe in Ireland. (I’ve never been to Ireland)

Anyone else?

reddit.com
u/Last_Shop_9269 — 6 days ago
▲ 11 r/n26bank

✨ New ✨ Limited-edition N26 Confetti card, made to celebrate you.

Who’s ordering theirs?The Confetti Card is a limited-edition design option for your physical N26 Mastercard, available from 26.06.2026 until 31.12.2026 or while stocks last. Physical N26 Mastercards are available according to your

u/InsideN26 — 10 days ago

Denying me access to my account and funds

I used this bank for over 3 years and was quite happy with it. But now since few days they deny me access to my bank account and my funds, because my identity documents are expired. I have an official paper from immigration authorities that my stay is legal, but they simply don't care. Now I can't pay my rent, groceries, internet and so on. I'm trying to escalate it via multiple channels, but support (beside very few cases) is the most frustrating there. They simply don't care, quiting chats without resolving anything and so on. As a premium member, they denying me a phone call support, because I cannot access my app - so basically when it matters most. I'm regretting fully changing to this bank right now and will definitly considering moving on.

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u/Popular-Economist-96 — 11 days ago

New UI/UX in the App!

Anyone else who received the new UI/UX in their N26 mobile app?

How do you like it? My wife got it a few days ago and it's super nice, but I still didn't get it and I also don't see any posts covering it.

Is it A/B testing or is it coming soon for all?

reddit.com
u/woodalchi96 — 12 days ago

Considering joining metal plan - advice?

Hi! I am considering joining N26 metal plan for private use to benefit from the interest rate on deposit account and use it as my main bank account. I currently have a personal account at one of the main traditional banks in Italy but in general I am not very happy with the support I get with it, I have some investments through another financial institution but have some savings that I would like to earn me some interest but the bank I have doesn’t offer this opportunity. This is why I am considering switching to N26.
I would like to know about the experience of other users who have N26 metal for similar reasons, any major issues to flag or at least to be aware of?

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u/fashionmuffins — 11 days ago

Anybody invested in stocks or mutual funds?

I use etoro but they’re God awful. I would like to invest through some other app/broker, and since I am already an n26 customer, I thought “why not”.

However, I don’t want to take any risks. Could someone with experience or knowledge please advise me? (Is n26 a good investment platform)

I am open to any suggestions. Thanks!

reddit.com
u/calm_thy_self — 11 days ago

Consent Layer in the App not responsive on iPhone Air

For more than a month I can’t log into the app because the consent layer simply isn’t interactive. Best guess is some dev didn’t actually test it and just ported some overlay from the web version.

reddit.com
u/Opening_Wind_1077 — 10 days ago

Has anyone here had their N26 account blockedd

For those using N26 with higher monthly spending, how has your experience been?

I'm considering using N26 as my primary account to pay for Meta/Facebook advertising, with spending sometimes reaching around €2,000 per day.

I'm interested in hearing from people who use N26 for significant business or advertising expenses. Have you run into any issues with large card payments, transfers, account reviews, or compliance checks? How smoothly were they handled? if they block the account do they release the money or what happens

reddit.com
u/Lifeofpi1 — 12 days ago
▲ 14 r/n26bank

N26 Metal Update?

When will N26 Metal get new features?
For example, additional lounge access, elite status with airlines, hotels, or car rental companies, or new discount and cashback offers.
I’m curious whether any updates or enhancements are planned for Metal members in the near future.

reddit.com
u/SimKl3 — 12 days ago

PSA: You can split bills directly in the N26 app (to save you from awkward summer trip math)

Hi everyone,

Summer usually means more dinners out, more trips away, and probably: more shared expenses. And sooner or later, someone has to ask: "So, how are we splitting this?"

We've noticed a lot of users missing out on the Split the Bill feature for these exact moments, so here’s the TLDR on how to use the feature:

Tap any transaction > Tap “Split the Bill” > Add friends > Split evenly or customize.

No awkward follow-up texts needed, the app sends the requests and handles the incoming funds.

We're curious though: how are you all currently handling splitting things up with friends? Especially for bigger group holidays where there’s more costs.

Let us know below 👇

u/InsideN26 — 14 days ago