▲ 1 r/projectionlab
Widow tax trap
Is there a simple way to model a plan that automatically cuts pension in half, 50% survivor benefit, and then adjusts tax impacts as a function of spouse one end of life age?
u/jdub965 — 11 days ago
r/projectionlab
▲ 1 r/projectionlab
Historical year-by-year issue
Rob Berger posted a video showing these charts. It's weird that 1972 start was FAR worse than 1973 when the actual bear market started. Any thoughts on what's going on here?
Also, it would be great if all of the charts could share a common Y scale so that you could see the magnitude and not just the shape of the results (it would help when viewing 50+ charts).
u/Dapper_Category_7784 — 13 days ago
▲ 1 r/projectionlab
Modeling a Taxable Account With Highly Variable Gains
70% of my portfolio is in a taxable brokerage. The overall gain for the account is over 100%, but many lots have less than 20% gain. As I build my retirement paycheck, I would sell these low-gain lots first (and save the high-gain lots to be stepped-up for my heirs). Rather than just specify one cost basis for the entire account in PL, is there a good way to model this "sell low-gain lots first" approach? Thanks for any advice.
u/Louis_Dakine — 13 days ago