Around 25 days back I saw an advertisement on Instagram about a creadit score checker application on playstore so I installed it and gave some basic details like pan card and selfie verification and after 5 minutes they sent me 2300 rs to my account and later in the application it started showing one active loan and it was showing 4000. I tried to contact customer care but no one replied so I left it then n there hoping to get a reply but on one did.

Now after 20 days I open the application and see the loan amount overdue and asking me 8400 and later get a call from a guy asking me to repay it. This is total scam so I looked for the application online and saw soo many youtube videos claiming it is a total fake and scam application.

Now my concern is what should I do now, I really worried. Can someone please help me out with this

Application name: Creadit Calc online

Used ChatGPT to structure the timeline of events.

TLDR : My family's experience with a Packers & Movers company – ₹16,388 paid, belongings still missing, police complaint filed

I'm posting this to warn others and to see if anyone has had a similar experience or can suggest what else we should do.

On 27 May 2026, I booked a Packers & Movers service through Logistic Mart with a company identifying itself as Space Logistics. The contact person was Ajay Chaudhary (8826823621).

The agreed quotation was ₹800 per carton, and I had 6 cartons, making the total agreed amount ₹4,800. We paid ₹1,000 as advance.

On 30 May, three workers came to my residence in Delhi, packed my belongings (clothes, books, utensils, appliances, shoes, important documents and other household items)and took everything with them.

During packing, they asked me to declare an insurance amount. I estimated the value at around ₹50,000. Later that evening, Ajay called and claimed that their machine had assessed the value at ₹1,60,263. When I specifically asked whether this would increase the charges, he clearly assured me that it would not. Based on that assurance, I paid the remaining ₹3,800.

The promised delivery date was 4–5 June.

From 30 May onwards, I repeatedly requested the GST invoice and tracking details. Every day I received a different excuse.

When the promised delivery date passed, I continued following up. Every day I was told the goods would arrive tonight.

On 8 June, instead of receiving my belongings, I suddenly received a bill for ₹16,388. I was shocked because these additional charges had not been clearly explained to me during booking.

When I questioned the bill, I was simply told to refer to the quotation. I carefully checked the quotation and could not find the charges being explained the way they were being demanded.

My elder sister then spoke with Ajay to seek clarification. During that conversation, he became extremely rude and disrespectful, and threatened that if we did not pay the remaining amount within 15 minutes, our belongings would be destroyed and we would never get them back.

Out of fear of losing everything, we paid the remaining ₹11,588.

Even after paying:

* No GST details were provided.

* No tracking details were provided.

* Our goods were still not delivered.

For several more days we kept calling from multiple numbers. Every day there was another explanation for delay.

Finally, on 12 June, we were asked to pay another ₹5,000 before delivery.

At that point we refused because we believed we were being subjected to an ongoing scam.

So far we have:

* Filed a Zero FIR at Baran Police Station, which has been forwarded to Shakarpur Police Station.

* Contacted Delhi PCR.

* Filed a complaint with the Consumer Helpline.

Unfortunately, we still have not recovered our belongings or our money.

The total amount paid by us is ₹16,388, excluding the value of all the household items that are still missing.

This entire experience has caused significant financial loss and mental harassment for our family.

I'm posting this for two reasons:

1. To warn others to thoroughly verify any Packers & Movers company before paying.

2. To ask whether anyone has dealt with this company or this individual, or has any suggestions about additional legal remedies we should pursue.

If anyone has gone through something similar, I'd really appreciate your advice.

I belong to a village in Baghpat, Uttar Pradesh, where nearly 80–90 families are facing a long-standing land dispute involving approximately 200–250 acres of land situated in Jagatpur, Burari, Delhi. According to our family's history and the records available with us, our ancestors migrated from Rajasthan around 800 years ago and settled in our present village. Over time, some branches of the family moved to Jagatpur in search of fertile agricultural land and acquired this land legally. Around 60–70 years ago, severe flooding from the Yamuna River forced many of them to return to our village in Baghpat. Although they no longer resided on the land permanently, they continued to visit it occasionally and, to our knowledge, remained its lawful owners.

In the 1980s or 1990s, our families discovered that the land had allegedly been transferred fraudulently. According to the information and documents available to us, a person from Punjabi Bagh came into possession of the land on paper without any genuine sale by the rightful owners. We believe that several sale deeds were allegedly executed years after some of the original owners had already passed away, yet those documents purportedly bore their thumb impressions. In other cases, some recorded owners were still alive but maintain that they never sold their land or authorized any such transaction. It is also alleged that one individual involved in the scheme arranged for unrelated persons, including daily wage labourers and rickshaw drivers, to provide thumb impressions that were used to facilitate these transactions. We believe these circumstances indicate serious forgery and fraudulent transfer of property.

After discovering these issues, nearly the entire village came together in 2007 and collectively contributed around ₹8–9 lakh to pursue legal action. The case continued for approximately two to three years. During this period, the person claiming ownership reportedly attempted to reach a settlement with our villagers, but the offer was declined because the families believed the land rightfully belonged to them. The case was ultimately dismissed. Some villagers believe the proceedings were influenced by corruption, although this remains their belief and not something established by a court. Today, while the disputed land is reportedly recorded in another person's name on paper, it is physically occupied by residents of Jagatpur who have encroached upon it. Whenever members of our village attempted to assert possession after serving legal notices, they allegedly faced resistance and confrontation.

Even today, the affected families possess ancestral documents, revenue records, and other papers which they believe establish their ownership and raise serious questions about the validity of the disputed transfers. One of the strongest factual issues, in our view, is that certain sale deeds appear to have been executed after the deaths of the alleged sellers, while other purported sellers were alive and deny having sold their land. We are seeking an impartial legal review of all historical records, sale deeds, revenue documents, and previous court proceedings to determine whether the alleged fraudulent transfers can be challenged and whether the rightful owners or their legal heirs can recover their land through appropriate legal remedies.

Are the govt doctors allowed to open their side private clinic ?

I have seen it in many places in the daytime they perform their duty in the govt hospital and in the evening looking at the patients privately and charging huge fees 500-1000 per patient .

Isn't they need to be punished or their license need to be cancelled.

I genuinely think I caught one of those petrol pump scams today, and if I hadn't been paying attention, I would've walked away none the wiser.

For context, I'm 29, a Product Manager by profession, and I've been riding a Royal Enfield Meteor for the last 5 years. Maybe the job has made me paranoid, but I have this habit of watching processes. Petrol pumps included.

Today I asked for XP95 because E20 makes my Meteor sound like it's negotiating its resignation.

"Full tank," I said.

The attendant pressed a few buttons, pointed at the meter and said, "Sir, see, it's zero."

He filled exactly ₹200 worth of petrol.

Then... nothing.

He pulled the nozzle out and just stood there, staring at me. The nozzle was hovering near the tank as if he was waiting for me to ride off.

I looked at him.

He looked at me.

Finally I said, "I asked for a full tank."

"Oh! Sorry, sir."

He immediately put the nozzle back in, stepped directly in front of the display, blocking almost the entire meter, and continued filling.

That's when every alarm bell in my head went off.

I shifted slightly to peek around him.

The meter never went back to zero.

It continued from ₹200.

A few seconds later he stopped at another ₹1300 and asked me to pay ₹1500.

Unfortunately for him, I'd seen the meter.

I said, "It's ₹1300."

There was a brief pause.

Then came the most unconvincing, "Oh... I thought the first ₹200 wasn't included."

Right.

The scary part isn't that he tried.

The scary part is how smooth the entire sequence was. It felt rehearsed. Show the customer zero. Fill a small amount. Create confusion. Block the meter. Continue from the previous amount. Hope they pay the total.

It also made me realize why attendants insist on making you look at zero before they start. That's the last time most people actually look at the display.

Now I'm wondering how many people pay without noticing.

Has anyone else experienced this? Is this a known scam, or did I just meet an attendant who was having an exceptionally ambitious day?

They act like they are trying to negotiate but don't care much at the end they will always agree with your price pretty quick.

They are always in a hurry and try to give you 1k token amount so you don't sell it to anyone else and most likely this is where the try to scam you.

I feel like almost everyone on OLX is a scammer.

But today I talked to another guy on OLX after he called me. He too wanted to get the PS5 today itself and he himself wanted to pay token amount which I didn't ask for at all very eagerly. But the thing is that he gave me an address to come to and honestly I don't want to go. Most likely I feel like he either gave me someone else's address. And I don't feel safe going there honestly.

At this point I feel like everyone on OLX is a scammer. It is just pool of scammers who try to survive off of people who want to sell their stuff and are naive.

Hey guys this is urgent don't know if this is the right place to post this but i have been scam . Is there anyway i can get my money back. Looking for someone who has tackled this before and actually gotten the money back.

Please help me out.

I had ordered an open box delivery for a car cover. Received the product two days ago and tried to put the cover today on my vehicle. It’s small and doesn’t fit. Shared the exact images for return and the return is rejected as I have used it. How can it be used if it doesn’t fit and how to know that it’s small without trying to put it on the vehicle. There is no customer care number. They call back after a long chat and say the same thing. It’s not about the money. It’s a clear scam. I shared them all the images and argued saying the seller is selling using incorrect information on the page but no use. I just don’t want them to get away with this. Any suggestions are welcome
I’m a regular Flipkart customer for years and had never had an issue with them

Someone sold my dad fake apple products and he bought it for cheap not knowing it was fakes.The guy came in a scooty he said.is there anything I can do or should I just go to police station and file a fir.I have his phone number and upi.

Sharing my experience i faced

I wanted to share this experience so that someone else doesn't lose their hard-earned money.

Yesterday, I found a 1 BHK fully furnished flat on OLX in Kadugodi, Whitefield. The rent was ₹9,000 and the deposit was ₹20,000. Honestly, it looked like an unbelievable deal.

I contacted the owner through OLX and then on WhatsApp. He shared a video of the flat, and everything looked genuine.

When I said I was interested, he told me that another person had already visited the flat in the morning and would confirm by 3 PM. He repeatedly said that whoever paid the advance first would get the flat.

I told him I wanted to visit the property before making any payment. He said he was at work and couldn't come, but kept reminding me that if the other person paid first, the flat would be gone.

Something didn't feel right, but since the property was only about 10 km away, I decided to visit the building anyway.

When I reached, I asked him for the floor and flat number. The flat was locked, so I spoke to the caretaker.

The caretaker immediately recognized the flat number and said:

>

He then told me that multiple people had already been scammed by the same person. According to him, people had transferred ₹5,000, ₹10,000, ₹20,000 and even ₹25,000 as advance before visiting the property, only to realize there was no genuine rental deal.

I was honestly relieved that I decided to visit first instead of sending money online.

I messaged the scammer saying I'd file a cyber crime complaint. He simply replied, "Okay, do it."

A few takeaways:

• Never pay a token amount or advance without physically verifying the property.
• If the owner keeps creating urgency ("someone else is about to pay"), treat it as a red flag.
• Always speak to the security guard or caretaker before transferring any money.
• If a deal looks too good to be true, it probably is.

Thankfully, I only lost some time and travel expense. It could have been much worse.

Stay safe.

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I am going to narrate the story of how I lost ₹2600 and a speaker in my own house in BROAD DAYLIGHT to two men posing as volunteers of a Gurudwara. One of them claimed to be the son of a guru who could read minds.

Quick note: I am a female living alone in Bangalore south. I do not live in a gated society. Safety is always a bit of a concern.

This happened around 12:30 pm today. A man knocked on my door and with a very warm smile, he asked me if I was Punjabi. I said no, I am not. He said that the Ulsoor Gurudwara has a function and that he would need some donation to feed people. Before I could react, he shoved a book in my hand and it had names of people who had given generous amounts. Good old trick in the book.

I asked if there is a receipt and he said there was. In no time, another older man spawned out of nowhere and he demanded a generous donation. They seemed legitimate. I thought, no harm, no foul. The receipt turned out to be fake much later when I checked.

I didn’t know until after this incident that begging for donations is prohibited in Sikhism, and that Gurudwaras do not send volunteers on the street to ask for money.

I donated ₹500 and asked for the receipt. Suddenly the older man who is supposed to be a face reader and the son of a Guruji stopped me and started telling me strange yet true things about me. He guessed my birthdate, my mother’s name and many other things in between.

In no time, these two men were inside my house. I was astounded by the things they were saying so I didn’t think about my safety as critically as I should have. Nor did I get the moment to look up their organisation or do a background check. I am very much liable for not being wiser in that moment.

However, what held me back was also having an inkling of good faith in these two men. I am religious to some extent, and I was convinced in the next 15-20 minutes that these were learned men. In retrospect, that sounds stupid, but here is a list of things they did:

* Asked me to tear a piece of paper into 4 parts and then fold the four parts into a ball. The face reader chanted a mantra and suddenly the paper had pieced itself back when he asked me to open the crinkled ball of paper

* Asked me to think of numbers, names and places - guessed all of them exactly to the mark. The other man with him would act shocked or appalled every time he got the right answer

* Asked me to pay ₹7100 to fix my mother’s health through a 33 day prayer intervention. My mom is not in good health at the moment and I was surprised they knew. I said I cannot spare that much money, especially since it’s just the start of the month. They started guilt tripping me and saying things like: what is bigger? your rent or your mother’s wellbeing?

* After denying multiple times to pay that sum, he asked for ₹5100. I denied once more. Few minutes later, ₹3100. I said not possible and the most I can spare is ₹1000. He was furious and started bringing different gods into the equation. Would ask me to say a new diety’s name every 2 minutes. A lot of emotional tactics.

* I finally caved and paid ₹2100. I thought at least now they would leave. To my misfortune, he started predicting my future. Gave me a small stone with Hanuman on it and asked me to do some ritual with it. He said I need to quit living alone, smoking and drinking. There was a lot of shaming of my lifestyle choices. He predicted who I will marry though I told him I am not thinking of marriage. It was very intense, the more and more he spoke.

They finally got up to leave. He saw my bluetooth speaker and said he needs it for the Gurudwara to listen to spiritual hymns. (lol what even).

I was taken completely aback. They wouldn’t leave. There was a LOT of guilt tripping every time I said no. And mind you, I had no reason to feel guilt tripped by a complete stranger but it was very suffocating. They took the speaker too.

As they left, he said “Don’t look at our backs. It’s not good.” (This is as hilarious as it sounds).

All I wanted to do was close and lock the door. I called my security and asked him how did they get in. He had no idea since he was having lunch. He took his bike and went to search for them. No signs whatsoever.

I did some research after they left and found that multiple people have been scammed this way. Some have paid higher amounts, they have been threatened and this has been happening for a few years.

Gotta give it to them, these guys are sharp. There is a lot of thought into the very design of their scam.

Though I am sad about losing my money and my belonging, what really disheartened me was the amount of lies they could act out in the name of faith. In India, religion and God have powerful influences. Anyone can fall a prey these things, and it’s quite a shame.

Anyway, I will report this to the police tomorrow but I am sharing this story for awareness. Don’t want more people to be taken advantage of.

Thank for reading.

My father became a victim of cyber crime an hour ago. Someone called him claiming to be a flipkart representative and asked him to open the file he sent to complete the payment. Even after teaching him so much about not paying anyone like this he didnt pay attention and downloaded the apk.

He soon lost 10lakhs from his account.

Currently, we have deactivated all his accounts by contacting icici and called 1903 for cyber crime report.

This is a very huge amount. Are there any ways we can get the amount back?

Update: Registered an FIR and we are asked to submit the FIR copy to ICICI branch. They claimed that they will be freezing the transaction. Lets see where this goes. Any help will be appreciated.

It wasn’t just the APK download which caused this. The scammer also asked him for some card details which he gave. Rookie mistake. And then he was sent few OTPs. My hunch is that the app traced those OTPs