u/AceSevenFive

(Ontario, if it matters)

Earlier today, I e-transferred my mom $1600 out of a line of credit I have to help a family friend out with vet bills (her dog was having seizures and the clinic wanted to keep the dog overnight.) Ultimately, that money was not used (the friend decided to take her dog home instead of pay the vet bills.) The agreement for my line of credit says:

> Also, you will not make payments on your line of credit using funds borrowed from CIBC or drawn on any other CIBC credit facility or credit account.

If my mom e-transfers me back the money, would I be risking my line of credit by putting it back where I got it from?

EDIT: I had a chat with CIBC and they told me that it would be fine to do this (this part of my agreement is intended to prevent from, say, taking a cash advance on my Visa to pay my line of credit.) Will leave this post up in case it's helpful