u/AdInner8935

Guys I got a job, im feeling stuck and could really use some practical advice. Here’s my situation:
· Monthly salary: ₹30,000 (without allowances)
· Auto-savings deduction: ₹9,000
· Remaining in hand: ₹21,000

Out of this ₹21k, I need to:
· Support my family (parents + sibling) – essential groceries, utilities, medical.
· Pay off ₹2–3 lakh total debt (likely a mix of personal loans, borrowings)
. Need to shift to a better rented home
· my own expense would be less than 1000rs per month

how do i manage the repayment, family expenses and all? What budgeting methods work when you have fixed obligations plus variable family costs?

Guys I got a job in the army as an agniveer, im feeling stuck and could really use some practical advice. Here’s my situation:
· Monthly salary: ₹30,000 (without allowances)
· Auto-savings deduction: ₹9,000
· Remaining in hand: ₹21,000

Out of this ₹21k, I need to:
· Support my family (parents + sibling) – essential groceries, utilities, medical.
· Pay off ₹2–3 lakh total debt (likely a mix of personal loans, borrowings)
. Need to shift to a better rented home
· my own expense would be less than 1000rs per month

how do i manage the repayment, family expenses and all? What budgeting methods work when you have fixed obligations plus variable family costs?

Guys I got a job in the army as an agniveer, im feeling stuck and could really use some practical advice. Here’s my situation:
· Monthly salary: ₹30,000 (without allowances)
· Auto-savings deduction: ₹9,000
· Remaining in hand: ₹21,000

Out of this ₹21k, I need to:
· Support my family (parents + sibling) – essential groceries, utilities, medical.
· Pay off ₹2–3 lakh total debt (likely a mix of personal loans, borrowings)
. Need to shift to a better rented home
· my own expense would be less than 1000rs per month

how do i manage the repayment, family expenses and all? What budgeting methods work when you have fixed obligations plus variable family costs?

Guys I(20M) got a job in the army as an agniveer, im feeling stuck and could really use some practical advice. Here’s my situation:
· Monthly salary: ₹30,000 (without allowances)
· Auto-savings deduction: ₹9,000
· Remaining in hand: ₹21,000

Out of this ₹21k, I need to:
· Support my family (parents + sibling) – essential groceries, utilities, medical.
· Pay off ₹2–3 lakh total debt (likely a mix of personal loans, borrowings)
. Need to shift to a better rented home
· my own expense would be less than 1000rs per month

how do i manage the repayment, family expenses and all? What budgeting methods work when you have fixed obligations plus variable family costs?