u/AnxiousLawfulness222

Hi everyone

My father invested in shares and mutual funds around 25–30 years ago. The current value of these investments is approximately ₹50 lakh.
He retired in 2012 and currently receives a pension of around ₹30,000 per month.
We are considering withdrawing/redeeming the equity investments and using the money to buy a new flat.
My questions are:
Will the withdrawal/redemption of these shares and mutual funds be taxable?
Since the investments were made 25–30 years ago, are there any grandfathering rules or special tax provisions that apply?
Is the tax calculated on the entire ₹50 lakh, or only on the capital gains/profit?
Does using the money to purchase a residential flat provide any tax exemption or benefit on the capital gains?
Is there anything we should do before redeeming the investments to legally minimize the tax liability?
Any advice based on experience, especially regarding Indian capital gains tax and old equity/mutual fund investments, would be greatly appreciated.

Personally, I’m asking because I have big financial goals—I’d like to buy a house and build a comfortable life. Looking at my current 9-to-5 salary, it feels like I’ll never achieve those dreams through my job alone.
I’m curious if anyone here has genuinely built significant wealth primarily through investing or trading in the stock market.
If you did:
● How long did it take?
● What was your starting capital?
● Were you investing, swing trading, or day trading?
● What were the biggest mistakes you made?
● What advice would you give someone who’s starting today with similar goals?
I’m looking for honest experiences, not just success stories. I’d really appreciate hearing what worked, what didn’t, and whether you think it’s still possible today.

Hello everyone,

I’m looking to buy a 2BHK resale apartment on a budget.
Recommend for good societies .
Tips on where to find genuine resale deals
Please let me know.
If you have a listing, kindly share the location, price, carpet area, age of the property, and any other relevant details.
Thanks in advance!

Anyone from navi mumbai , how was your experience of skoda service center. How much you got charge for the first service of kylaq .

Thank you