u/BellaPotatoe7

Hi, 25F here. I’m currently dealing with around ₱200k worth of debt from GLoan, SLoan, Atome, Maya Loan, and BillEase.

I earn around ₱28k/month, but honestly, I got stuck in the “tapal system” where I borrow from one to pay another, and it just keeps piling up.

What I really want is to just borrow ₱200k once, pay off all of these, and then have only ONE loan/payment to worry about instead of juggling several apps every month.

I’ve tried applying for personal loans from banks, but I keep getting rejected. So I thought I’d try asking here if anyone knows a legit private lender who might be willing to lend ₱200k. I’m willing to pay interest and discuss a reasonable payment plan. I can provide proof of income and other documents if needed.

I know borrowing another ₱200k might not sound like the best solution, but I’m trying to find a way to stop the “tapal system” and just focus on paying one debt.

Please can someone help or give me any advice on what to do

Hi, 25F here. I’m currently dealing with around ₱200k worth of debt from GLoan, SLoan, Atome, Maya Loan, and BillEase.

I earn around ₱28k/month, but honestly, I got stuck in the “tapal system” where I borrow from one to pay another, and it just keeps piling up.

What I really want is to just borrow ₱200k once, pay off all of these, and then have only ONE loan/payment to worry about instead of juggling several apps every month.

I’ve tried applying for personal loans from banks, but I keep getting rejected. So I thought I’d try asking here if anyone knows a legit private lender who might be willing to lend ₱200k. I’m willing to pay interest and discuss a reasonable payment plan. I can provide proof of income and other documents if needed.

I know borrowing another ₱200k might not sound like the best solution, but I’m trying to find a way to stop the “tapal system” and just focus on paying one debt.

Please can someone help or give me any advice on what to do

Hi, 25F here. I’m currently dealing with around ₱200k worth of debt from GLoan, SLoan, Atome, Maya Loan, and BillEase.

I earn around ₱28k/month, but honestly, I got stuck in the “tapal system” where I borrow from one to pay another, and it just keeps piling up.

What I really want is to just borrow ₱200k once, pay off all of these, and then have only ONE loan/payment to worry about instead of juggling several apps every month.

I’ve tried applying for personal loans from banks, but I keep getting rejected. So I thought I’d try asking here if anyone knows a legit private lender who might be willing to lend ₱200k. I’m willing to pay interest and discuss a reasonable payment plan. I can provide proof of income and other documents if needed.

I know borrowing another ₱200k might not sound like the best solution, but I’m trying to find a way to stop the “tapal system” and just focus on paying one debt.

Please can someone help or give me any advice on what to do