u/Common-Can2813

Hi guys! I’m a bit new to this, so I’d really appreciate it if someone could explain how this works.
I deposited £20k into a Trading 212 Flexible Cash ISA about two weeks ago, but I’ve now realised that I’d like to invest £10k of that in a Vanguard Stocks and Shares ISA instead.
Would I be allowed to withdraw £10k from my Trading 212 Cash ISA into my bank account and then deposit it into my Vanguard Stocks and Shares ISA? Or would this cause any issues with the ISA rules?

My 6.5-month-old is barely sleeping 10 hours in total over a 24-hour period. During the day, she has a maximum of two 30-minute naps. At night, she sleeps for around 9 hours, usually from 9:30pm to 6:30am, but wakes 2–3 times for feeds.
I’ve tried everything I can think of to get her to sleep earlier, including a dark room, a bedtime routine, walking her in the pram and using a sling, but nothing seems to help. She is often very alert and awake and simply does not seem ready to sleep.
I would really appreciate some advice on what I can do (as I am very tired) and whether there could be a reason she is sleeping so little.

Hi guys, I’m going to apply for a Schengen visa soon and wanted to ask about travel insurance.
I’m initially going to Germany for 7 days in September, then Italy for 6 days in December, and Belgium for 3 days in February 2027. I’m based in the UK, so I’ll be returning to the UK after each trip.
For the travel insurance, should I only buy insurance for my Germany trip now, or am I also required to purchase insurance for the Italy and Belgium trips at the time of my visa application?
I’ll be applying for a multiple-entry Schengen visa and will be including all three trips in my application. Thanks!

Is Travemunde safe to visit for non-white couples with a 6 month old baby?

Would you recommend switching from a Skilled Worker visa to a spouse visa? I’ve been on a Skilled Worker visa for two years, but given the current uncertainty, I’m unsure whether it would be better to switch. I’d prefer not to, mainly due to the cost and admin involved, but I’m trying to understand what the best option is. My husband is British. Thank you.