u/Competitive-War-9862

Hi, I am looking for the best most comprehensive tour in Athens later this month,my 20 yo son will go with my mom. Needing for both of them to have a comfortable time and someone who can drive them to all the historic sites in a group setting. Thanks

Hi, I am looking for the best most comprehensive tour in Athens later this month,my 20 yo son will go with my mom. Needing for both of them to have a comfortable time and someone who can drive them to all the historic sites in a group setting. Thanks

Hi, I am looking for the best most comprehensive tour in Athens later this month,my 20 yo son will go with my mom. Needing for both of them to have a comfortable time and someone who can drive them to all the historic sites in a group setting. Thanks

Hi,

I am looking for recommendations for a private tutor who is a current student or is a former student at Cal State Fullerton and has experience with social sciences classes at the University? This can be done virtually but must be residing in California. Thanks

Has anyone else experienced this with Tesla Insurance?

A household member over 20 years old with only a learner's permit was required to be listed as an excluded driver through the Tesla app. Tesla didn't provide a reason—only that he must be excluded?

Is this standard practice for permit holders, or has anyone been able to add a learner's permit holder as a covered driver instead? Thanks

Hi, I'm hoping to get some insight from life insurance underwriters, agents, or attorneys familiar with California.

I purchased several laddered term life insurance policies (totaling over $5 million) to provide for my future family and dependents. At the time of application, I disclosed my GERD and chronic neck pain, but while reviewing old records recently, I realized I did not disclose a history of internal hemorrhoids and prior colonoscopies in 2015 and 2018.

The colonoscopies were done because of hemorrhoidal bleeding/constipation. Everything was normal, and my internal hemorrhoids were successfully treated with rubber band ligation by a gastroenterologist and later sclerotherapy by a colorectal surgeon. Since around 2019, I've been completely symptom-free, likely due to improvements in diet, exercise, weight loss, and starting a GLP-1 medication. I honestly forgot about this history because it hasn't affected my life in years. I disclosed even the GLP-1 medication.

A close friend of mine recently died unexpectedly in a car accident without life insurance, which made me review my own policies and applications. That's when I realized this omission.

My questions are:

• Would this type of history (treated hemorrhoids with normal colonoscopies) generally be considered material from an underwriting standpoint?
• If the omission was genuinely unintentional, could it still result in a claim being denied?
• If the insured dies after the contestability period, is this the type of omission that could realistically cause a carrier such as Pacific Life to deny a claim?
• Has anyone had experience contacting an insurer after policy issuance to supplement or clarify an application? I reached out to both companies but haven't received a response yet.

I'm just trying to understand how underwriters and claims departments generally view situations like this.

Thank you.

Hi we have to fly Air France next month for a flight from LAX to Paris, I am 6'5" and am thinking to get the economy comfort seat for $170. My mom and son are average sized but need me to be around them for meds and assistance, if I get the economy comfort seat and don't select for theirs right now to be around me, at check in will they be close by? Thanks

hi will be flying to paris from lax next month, how do I request exit row seating? I tried doing it online but no option? Thanks