u/ConsistentTourist553

Basically, I disputed a $2000 credit card charge with a company, for a subscription service I didn't want to renew with, because they claimed I had received the product. They shipped the product several hours after confirming my cancellation of the subscription, and claimed I'd received the product. The company offered a $1650 credit back to my card. I disputed the $2000 charge with chase. I also made a call to the company, and the next day, I received the full refund, but the other $1650 refund also remained on my account. I wasn't sure if this was Chase giving my $2000 refund back or the actual subscription company giving me the credit. My chase credit account went into the negatives, and I was waiting for chase to remove the other $1650 charge, but it hasn't disappeared. My bill is coming due, and I don't want there to be an issue with what I owe. I also don't want the $2000 refund to disappear and be left with the $1650 refund instead, or for both of the refunds to disappear, and I'm stuck with a $2000 charge for something I never got or wanted. What is the best way to approach this?

I recently had to dispute at $2000 charge on my credit card on an auto-renew subscription with a company. I disputed the charge with Chase, when the company only offered me a $1600 refund. The company placed the refund of $1600 on my account. I ended up calling the actual company because the online support was going nowhere. The next day I woke up and found the $2000 refund was put on my account, and the $1600 refund was still pending in my transactions. Today I woke up, and both refunds went through on my credit card. So, now I have two refunds.

My biggest concern is that the charge is still in dispute, and I can't tell who actually refunded my account the $2000. Was it the company or chase. If I ask chase to remove the $1600 refund and return to the company, I'm afraid a few months from now, they'll say my dispute wasn't approved, and they'll take away the $2000 refund as well, and I'll basically still be owing $2000 to someone.

Hims apparently sets you up on an auto renewal subscription, which they don’t tell you until they charge you. I saw the charge and immediately went to cancel my subscription and request a refund as the app said it wouldn’t deliver until a month from now. I get a response saying they’d only refund me $1650 of the $1980 charged. I asked why, and they responded with that they’d already delivered part of the medication to me. So, I looked at my e-mail to see when the medication had shipped. They sent a shipping e-mail 6 hours after I cancelled my subscription. This company needs to be investigated. I’ve been reading a lot of horror stories on here. Do not use hims.

I've been on a really downhill spiral lately. Hours literally chatting with strangers about sex and their kinks. Watching their gifs and pics, just edging for hours. Nothing I even like for the most part, never reaching orgasm. Just seeking their approval and having gross conversations, trying to seduce them through a chatroom, even when it gives me zero pleasure. It's like this horrible itch that can never be scratched. Today was my breaking point.

I use chat and porn so I don't get hurt. I've been hurt a lot over the years by people. I've hurt myself a lot with the porn and chatrooms, trying to avoid connections or intimacy. And now, I'm at a really low point. I don't want this life for myself at all. My friends and family would be disgusted with who I am. I want to travel, and live my life without this dark cloud. I don't want these fake conversations with people anymore, who only care about getting off in horrible and weird ways. I don't like it anymore. I don't want this anymore, and I'm so mad I've wasted the last twenty years of my life making this a priority over friends, family, and the people I've dated. I could blame AOL, or being gay at a time when it wasn't okay to be, or I could blame fear of STD's, or I could blame my sexual insecurities. It's not. It's all me. I chose to be this person, and I need to deal with the damage.

I want to take it all back, and I can't. I want to erase the messed up stuff, and I can't. I'm going to choose to be better today. I have to, because I can't go on like this anymore.