Best AI coding subscription under $20/month for heavy agentic coding? (India, student)
I'm a 4th-year CSE student from India, and I'm looking to buy one AI coding subscription with a budget of around $20/month.
My primary use case is agentic coding, not chat. I want to build websites and full-stack projects mostly by giving prompts and letting the AI work through the codebase.
My workflow would look something like this:
- "Redesign this entire landing page to feel like Linear/Vercel."
- "Implement authentication, dashboard, and database."
- "Refactor the whole codebase."
- "Fix all TypeScript errors."
- "Build this feature end-to-end."
So I'm looking for something that can handle large repositories, maintain context well, and let me run long autonomous coding sessions without constantly worrying about hitting limits.
I'm not looking for the best chatbot. I'm specifically looking for the best coding agent.
The options I'm considering are:
- Cursor Pro
- Windsurf Pro
- Google AI Pro (Gemini CLI/VS Code workflow)
- OpenCode (if it's worth considering)
A few things about me:
- Student in India, so value for money matters.
- I mainly build websites using Next.js, React, TypeScript, Tailwind, Node.js, etc.
- I expect to code several hours almost every day.
- I don't mind using VS Code if it means significantly higher usage limits.
- I care more about real-world agent capability and practical limits than benchmark scores.
My biggest concern is usage limits. Marketing pages are often vague, so I'd love to hear from people who actually use these tools daily.
For those of you who code professionally or use AI for hours every day:
Which plan gives you the most agentic coding for around $20/month?
Which one hits limits the least?
If you could only subscribe to one today, which would you pick and why?
Looking for real-world experiences rather than marketing claims. Thanks!