▲ 11 r/utangPH

I need your input May utang sakin ang friend ko ang hirap siya magbayad. Ano dapat kong gawin? Can anyone give me their take on this?

I have a friend and dating kawork. Last February 2025, she asked if she could use my credit card to buy an iphone 14, 6 mos installment. And since close kami I let her. She promised to pay every month. Amounting to almost 50K, 7K a month.

First month: Nabayad, may delay

2nd month, 5K out of 7K and ibinayad. Ipinadaan sa boyfriend niya na friend ko din, imbes na 7K ibigay sakin kinuha ang 2K

3rd month: Nawalan ng work, nakiusap so walang bayad ulit, ako nag shoulder

4th month: Nagkawork, wala pang sweldo, walang bayad ulit

5th month, 6th month until natapos ang taon, ako nagbayad.

Come 2026, naningil ako, and I'm not exaggerating, everytime na naniningil ako may medical emergency siya, and yes totoo kasi nakita ko yung proof na nasa hospital siya.

Last June nagbigay ako ng ultimatum, sabi niya July. Come July, guess what? Something unfortunate happend na ayoko nang sabihin.

Hirap siya makahanap ng work pero pag nakikita ko naman lumalabas kasama ang jowa, may magandang suot etc. Now I wonder what to do? Iniisip ko kaya nagkakanda ganun buhay niya because may utang siyang hindi niya binabayaran.

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u/Dangerous_Dig_447 — 22 hours ago

Affordable insurance plans for as low as ₱10

Hi! Just wanted to share this since I’ve been seeing a lot of posts lately from people looking for affordable insurance plans.

I came across an InLife option that starts at ₱10, which I thought could be worth looking into, especially for students, young professionals, or those who may not have a stable income yet but still want some form of coverage.

Sharing here in case anyone is currently exploring affordable insurance options. You can check out their social pages or message them directly if you want to know more about the coverage and what options are available.

u/Dangerous_Dig_447 — 3 days ago

Any thoughts on InLife as an Insurance provider? Need a policyholder's input

I'm reviewing insurance providers and while a lot of people I know say na it doesn't matter kung sino yung provider mo. But I want to know what you think about them as an insurance provider specially siya sa health and income/investment.

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u/Dangerous_Dig_447 — 7 days ago

Do you still have hobbies after becoming a mom, or did they change?

Ever since naging mom ako, parang unti-unti nawala yung gana ko sa mga hobbies ko.

Dati excited ako manood ng Netflix, magbasa, mag-scroll for fun, or gumawa ng kung anu-anong creative stuff. Ngayon, kahit may free time ako, parang wala na akong energy or interest. Even watching one episode of a series feels like a chore.

Hindi naman sa ayoko na sila gawin, parang hindi ko lang mahanap yung dating excitement.

Normal lang ba 'to? Bumalik pa ba yung interest niyo sa mga hobbies niyo eventually? Or nagbago na talaga after becoming a mom?

Curious lang ako kung paano niyo siya naibalik (if ever). Did it happen naturally, or did you have to intentionally make time for yourself?

I'd love to hear your experiences.

reddit.com
u/Dangerous_Dig_447 — 2 months ago

Do you still have hobbies after becoming a mom, or did they change?

Ever since naging mom ako, parang unti-unti nawala yung gana ko sa mga hobbies ko.

Dati excited ako manood ng Netflix, magbasa, mag-scroll for fun, or gumawa ng kung anu-anong creative stuff. Ngayon, kahit may free time ako, parang wala na akong energy or interest. Even watching one episode of a series feels like a chore.

Hindi naman sa ayoko na sila gawin, parang hindi ko lang mahanap yung dating excitement.

Normal lang ba 'to? Bumalik pa ba yung interest niyo sa mga hobbies niyo eventually? Or nagbago na talaga after becoming a mom?

Curious lang ako kung paano niyo siya naibalik (if ever). Did it happen naturally, or did you have to intentionally make time for yourself?

I'd love to hear your experiences.

reddit.com
u/Dangerous_Dig_447 — 2 months ago