First Time Buyer
Hi!
Thanks to the funds from my recent divorce settlement combined with the payout for my recently totaled (weather) car, I can pay cash for a new or used car well-over $40k. However, buying a ridiculous car just because I can would be stupid, so I’m won’t.
Additionally, due to my divorce being batty, my credit got pretty ruined and financing with my shitty score would cost me probably ~$10k more over time.
I need advice on how to approach this. And it shouldn’t matter, but it does down here, I’ve been shown time after time: I’m 32/F and conventionally pretty/put-together.