u/Dthathurt

Търгува ли Радев самолетите на Америка срещу Визи?

Интересно, Радев ползва като лост самолетите да стоят на нашето летище, за да паднат визите за Щатите?

Напоследък виждам, че доста хора се връщат от там към България. Изобщо ще има ли някой да бяга натам?

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u/Dthathurt — 2 days ago

Mounjaro / Reta

Hey guys,

Quick question I managed to get myself a Retatrutide from chinese market ( Which I am not sure if I am going to trust).

However, I can get Mounjaro literally from the pharmacy.

Is the difference that big to prefer something from the grey market rather than to be sure what exactly I am paying for?

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u/Dthathurt — 3 days ago

IBKR Ireland

Hey guys I started investing recently and I am buying VUAA on Milano stock exchange.

However, Is there a reason why i cant buy it on Xetra and If I can't buy it there can I actually sell it on Xetra?

I have selecthed the whole European region as Trading options but I only see Milano and UK

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u/Dthathurt — 4 days ago

Portfolio/Planning help

Hey guys I started investing in the past year but I never really automated the process. So didn't take it as seriously up until last month when I decided that I'm going to put 1000 euro every month into VUAA through IBKR

Currently I hold 34 shares with 106 euro avg price.

I am not sure whether I should stretch to 2000-2500 per month, since I have a newborn and don't want to overextend.

Perhaps stretching for 2-3 years would allow me to build portfolio that then compound interest would do the heavy lifting?

Also, what other etf's should I consider alongisde VUAA or keeping it simple and just stacking this one is the right move at this stage

reddit.com
u/Dthathurt — 5 days ago

Start of the race - help. 32M

Hey guys I started investing in the past year but I never really automated the process. So didn't take it as seriously up until last month when I decided that I'm going to put 1000 euro every month into VUAA through IBKR

Currently I hold 34 shares with 106 euro avg price.

I see people here hitting 100k within short timeframes , any suggestions or strategies?

I am not sure whether I should stretch to 2000-2500 per month, since I have a newborn and don't want to overextend.

Perhaps stretching for 2-3 years would allow me to build portfolio that then compound interest would do the heavy lifting?

reddit.com
u/Dthathurt — 5 days ago

Early 30s, VUAA — what actually moved the needle to 100k?

Currently at around €4,100 in VUAA. Recently started contributing €300–500/month via IBKR — in the past couple of years I never automated the process and I realize that held me back significantly.

The reason I care about hitting €100k fast isn't just the number itself. It's that I have zero interest in being the guy who finally enjoys the result of compounding at 60. Life doesn't come with guarantees and I'd rather build financial freedom while I can actually use it.

The gap between hitting €100k in 6 years vs 9 years feels massive when you think about everything that compounds after that inflection point.

For those who have hit it or are close — was it purely contributions and time, or did something specific accelerate it? Lump sums, income jump, aggressive expense cutting?

Not looking for "just keep going" — curious what actually made a real difference.

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u/Dthathurt — 7 days ago

Don't want to wait until 60 — how do you think about compressing the timeline?

Recently went down a rabbit hole watching videos about long term compounding and the math is honestly mind blowing. No argument there.

What I'm finding harder to reconcile is the underlying assumption baked into most investing advice — that you should put your head down, contribute consistently, and collect your reward somewhere around 60. Mathematically sound. Psychologically? I'm not so sure it works for everyone.

My honest struggle is this: life doesn't come with guarantees. Different circumstances, things you never see coming — none of us actually knows how much runway we have. And sitting here in my early 30s, I feel a real pull toward building financial independence sooner rather than betting everything on a future version of myself that gets to enjoy it at 60.

To be clear — I'm not interested in crypto moonshots or leveraged bets. I'm talking about genuinely questioning whether the standard framework is the only valid one, or whether there's a smarter way to compress the timeline without taking on reckless risk.

Where I'm at right now: early 30s, 34 shares of VUAA, putting in €500–800/month via IBKR. Focused on the long game but increasingly thinking about what "earlier" could actually look like in practice.

For those targeting early freedom — 40, 45 — is the strategy just "contribute more aggressively early" or is there something fundamentally different in how you think about it? Does front-loading the first 5-10 years actually compress the timeline meaningfully?

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u/Dthathurt — 7 days ago