Looking to buy a dinghy to build skills and eventually buy a large cruiser one day.
The used dinghy options in my area are: Sunfish, Laser, 470, Thistle, Oday day sailer, Lido 14
There are a few others as well but I’ll stop there.
I’m thinking the Laser and Sunfish are too simple for skill building without foresails.
Thistle looks like the best deal but it’s not the most comfortable boat.
What do you guys think?
Ad says 18ft but doesn’t say model.
Anyone have a place to buy reasonably priced sails for a 470? I’m seeing $1400 new for main at North Sails. Anywhere cheaper? Google isn’t being super helpful.
What is a reasonable price for Main and Jib on 470?
I want to replace my dated cedar shake before I sell. Single story ranch house. What would you recommend?
Priorities
I want to replace my dated cedar shake before I sell. Single story ranch house. What would you recommend?
Priorities
I want to replace my dated cedar shake before I sell. Single story ranch house. What would you recommend?
Priorities
Does owning a Dinghy now help with insurance on a bigger boat down the road?
What are your guys use cases for the savings acct since the checking earns the same interest. Anyone close the savings and just keep the checking?
Please correct me if I’m wrong…
With the Safe Harbor rule, as a W2 employee with annual raises, I am set to pay more taxes for 2026 than I did for 2025. That is being deducted from my pay check. So I should be able to sell as much stock as I want and not pay capital gains taxes until April 2027 because I will have paid 100% (making less than $150k) of what my bill was for 2025 through my paycheck withholdings. 😋
Please correct me if I’m wrong…
With the Safe Harbor rule, as a W2 employee with annual raises, I am set to pay more taxes for 2026 than I did for 2025. That is being deducted from my pay check. So I should be able to sell as much stock as I want and not pay capital gains taxes until April 2027 because I will have paid 100% (making less than $150k) of what my bill was for 2025 through my paycheck withholdings. 😋
They added a service for adding cash at participating CVS’s. Not all CVS’s. None closer than 25 miles for me but the cities look to have quite a few. Has to be done at the register. No fees. See limits in pic.
Looks like one of my qualms with Banking has been fixed. ATMs would be a lot better but at least there is a way to add cash now.
Has anyone tried Hydrogen peroxide in the Netty rinse? I’ve read like 25% with a 3% HP.