u/Electronic_Leg4157

I’m still pretty new to investing and wanted some advice on how I can improve my portfolio long term. Right now my account is around $765 and I’m up about 10% overall, but I feel like I might be too spread out or picking random stocks instead of having an actual strategy.
Current holdings:
AAPL
NVDA
IONQ
SOFI
MO
SERV
I’m mainly trying to grow my money long term and I can keep adding to the account consistently. Should I  focus more on ETFs/index funds instead of individual stocks? Would you  sell anything here or just keep averaging in?

I recently opened a checking and savings account with U.S. Bank. I’m planning to move about $10,000 from Wells Fargo and set up weekly direct deposits of around $1,500. I already transferred $300 into my Smartly Savings account to fund it, but I’m still receiving emails saying the account may be closed if I don’t add funds.

After researching online, I’ve seen a lot of posts from people claiming their accounts were suddenly closed without much explanation, which honestly has me a little worried.

Does anyone have experience with this bank or advice on how to avoid potential issues? I’d appreciate any insight.

These accounts were sent to collection and I payed them off 1 year ago when will the remove them from my profile.
Also day 364 of being unable to reopen a credit card with them